Newest Questions
How are Premiums Different for Floaters vs Individual Health Insurance?
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According to the Hindustan Times, India is witnessing a growing preference for family floater plans among millennials, born between 1981 and 1996. It is due to the rising healthcare costs and increasing awareness of medical insurance plans.
However, there is a...
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Does Health Insurance Cover Hepatitis B Treatment?
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According to The Times of India, India continues to face a significant burden of Hepatitis B. Nearly 3% to 4% of the population carries the virus, translating to more than 10 million Indians living with chronic infections.
This highlights the importance...
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Does Health Insurance Cover Donor Hospitalisation Expenses?
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According to the Ministry of Finance, Government of India February, 2026 report, the number of organ transplants in the country has increased fourfold. The country has witnessed a rise from less than 5,000 in 2013 to nearly 20,000 by 2025.
This...
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Can In-laws Be Covered Under Group Health Insurance?
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According to the NITI Aayog report on senior care reforms in India, nearly 45% of the country's health challenges are anticipated to be borne by elderly members by 2030. It highlights the growing need to secure not only your parents...
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What is the Coverage for Kidney Disease in Health Insurance?
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Health insurance for kidney disease involves related hospitalisation expenses, dialysis and kidney transplants. Policyholders can cover these with an additional rider, such as a critical illness rider. Among basic coverage, it is important to ensure that a health insurance policy...
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What is the Coverage for Bipolar Disorder in Health Insurance?
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Bipolar disorder is a mental health condition that causes significant disability and difficulties in many areas of life. People suffering from this condition experience problems with school work, strained relationships, and difficulty carrying out routine activities due to chronic mood...
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What is the Co-Payment Clause in Senior Citizen Health Insurance?
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A co-payment clause is a cost-sharing feature where the insured and insurer split treatment expenses in a pre-defined ratio. In senior citizen health insurance, this clause is especially relevant because healthcare costs tend to rise with age. It makes insurers...
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What is the Coverage for Arthritis in Senior Citizen Health Insurance?
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People, mostly within the age bracket of 60 and above, suffer from arthritis, which causes pain and stiffness in the joints. The disease can often make their everyday simple tasks challenging.
According to The New Indian Express report of 2025, over...
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What is an Exclusion in Health Insurance?
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An exclusion in health insurance refers to specific conditions, treatments, or situations that your policy does not cover. In simple terms, it outlines what your insurer will not cover. It helps you understand the limits of your coverage and avoid...
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Is There a Health Insurance Plan for People Above 80 Years?
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Yes, health insurance plans are available for people aged 80 and older, although options may be limited compared to younger age groups. Many insurers offer senior citizen policies that cover medical needs even for individuals aged 80 and above, subject...
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