Newest Questions
What is the Grievance Redressal Process for Health Insurance?
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When you pay your health insurance premiums on time, you expect a certain level of peace of mind. However, that peace can quickly shatter when a legitimate claim is rejected or delayed without a clear explanation.
If you feel that your...
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What are the Benefits of an ABHA Card?
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The ABHA Card (Ayushman Bharat Health Account) is a digital locker that enables you to access, share, and store your medical records securely. It was launched under the Ayushman Bharat Digital Mission (ABDM) to digitise health records so that they...
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What is Usage-Based Health Insurance?
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Usage-based health insurance is a personalised insurance model where your premium is influenced by how you manage your health, rather than being a fixed, one-size-fits-all cost. It builds on the broader idea of usage-based insurance - where pricing adapts to...
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What is the 80D Health Insurance Premium?
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We often think of health as our greatest wealth, but a single hospital visit can quickly remind us how expensive that wealth is to maintain. There is a certain kind of stress that comes with watching a loved one in...
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What are Pre- and Post-Hospitalisation Benefits?
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Pre- and post-hospitalisation benefits cover medical expenses incurred before (pre) and after (post) a hospital stay, such as doctor consultations, diagnostic tests, and medications. These benefits apply for a specific period, around 30 days prior to hospitalisation and 60-90 days...
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What Is Health Insurance for Sports Professionals?
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Sports professionals face a higher risk of injuries because of constant physical strain, intense training, and competitive play. Even routine exercise can lead to injuries like ligament tears, muscle sprains, dislocated joints, and tendon or knee injuries. Many of these...
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How Long Does It Take to Get Approval for the Ayushman Bharat Card?
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Applicants who are eligible under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) may receive card approval within a few days of completing the verification process. In many situations, approval can take place within 3 to 10 days.
However,...
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Coverage for Sedentary Lifestyle Treatments
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With the rise of desk jobs, the current generation leads a sedentary life. A sedentary lifestyle may lead to serious illness that can require serious medical attention. The expenses can drain someone’s finances. To manage such expenses, one should have...
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How Does EMI Payment Work for Health Insurance Premiums?
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Various health insurance EMI options provide the convenience of paying the policy premium in equal instalments rather than a single large lump sum. The EMI payment period may vary as per your policy, but it is generally set at 12...
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How Do I Include a Newborn Baby in a Health Insurance Policy?
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The first few days with a newborn are usually a blur of diaper changes and very little sleep. Amidst the excitement of bringing your baby home, paperwork is likely the last thing on your mind. However, ensuring your child has...
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