Star Health Forum

It can be challenging to obtain health insurance coverage if you have a pre-existing medical condition. In many plans, insurers impose a waiting period of almost 4 years before they will cover treatment related to any health condition you already...

Auto-renewal in the health insurance policy is a characteristic where your health insurance company renews the policy automatically before it expires by charging the premium to your mode of payment (registered). This will allow you to keep your coverage without...

Health insurance is a very crucial form of financial support that enables you to cope with the increasing cost of treatment. It is important that as your family increases, you consider amending your current health insurance policy so as to...

Eligible medical expenses for reimbursement are healthcare costs that your health insurance policy covers after you submit the required documents and bills. These expenses usually include hospitalisation charges, diagnostic tests, prescribed medicines, pre- and post-hospitalisation costs, and other treatments mentioned...

The "best" mediclaim policy depends heavily on your grandparents' age, medical history, and existing healthcare needs. Since they fall under the senior citizen category, they are more likely to face medical issues and frequent hospital visits. So it's better to...

Unlimited health insurance can be good, especially if you have major pre-existing diseases or a critical family medical history. However, the term "unlimited" can sound like "unlimited financial protection". In most cases, it does not mean limitless coverage from the...

No, there is no charge for using a health insurance premium calculator. These are completely free, zero-cost online tools provided by insurance companies and aggregators. With the help of this calculator, you can easily estimate costs and compare plans with...

With digital healthcare now at our fingertips, tele-psychiatry and online counselling have become easy and convenient ways to get mental health support. You can talk to a qualified professional from the comfort of your home, saving both time and effort....

Understanding the care needs

Alzheimer’s is a progressive condition that often requires increasing support over time. In the early stages, families may manage care at home. As the disease advances, many patients need structured support such as assisted living or full-time...

Yes, a low deductible can be a good option in health insurance if you want to pay less from your own pocket during a medical claim. Since the deductible amount is lower, the insurance company starts covering eligible expenses sooner.

The...