Newest Questions
What is the Difference between a Top Up and Super Top Up Plan?
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Stressed about sky-high medical bills and increasing health insurance premiums? A Top Up plan is like adding an extra layer of protection to your existing insurance plan. On the contrary, super top-up plans cover multiple claims once your deductible amount...
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Is Treatment with the Ayushman Bharat Card Cashless?
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Yes, any treatment under Ayushman Bharat (AB-PMJAY) is completely cashless and paperless for all eligible beneficiaries. However, you still need individual health insurance in addition to the Ayushman Bharat scheme.
The government scheme has a limited cover of up to ₹5...
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What is an Abha ID in Health Insurance?
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An ABHA ID in health insurance refers to the 14-digit unique identification number issued under the Ayushman Bharat Health Account (ABHA) system. The National Health Authority (NHA) administers the Ayushman Bharat Digital Mission (ABDM), which provides this ID for users...
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Does Health Insurance Offer Gym Membership Benefits?
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Yes, most health insurance providers in India offer gym membership benefits through specific wellness program add-ons. The reason for this benefit is simple: with a healthy, active lifestyle, you can easily reduce the likelihood of costly claims. In return, insurers...
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Which Surgeries are Covered Under Health Insurance in India?
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Health insurance in India covers a wide range of surgeries to help the policyholders manage high medical costs without any financial stress.
It includes minor procedures like cataract surgery and major operations, followed by covering joint replacements and bypass surgery. This...
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What Eye Conditions are Covered Under Health Insurance?
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Ophthalmic and vision care includes the diagnosis and treatment of various eye conditions, ranging from common disorders to serious vision-threatening diseases. Health insurance generally covers medically necessary eye treatments and surgeries that require hospitalisation or qualify as day-care procedures. However,...
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How to Remove a Member from Family Floater Health Insurance?
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A family floater health insurance plan offers financial protection to the entire family under a single sum insured. However, there may be situations where you need to remove a dependent member from the policy due to personal reasons. Understanding the...
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Does My Health Insurance Policy Include Free Annual Checkups?
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Yes, many health insurance policies in India include free annual checkups. In most cases, it generally covers routine tests such as blood sugar, lipid profiles, and blood counts. These checkups are often available yearly to monitor the policyholders’ health. However,...
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Which Plan is Best in Hyderabad for Parents?
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Senior citizen health insurance policy, individual health insurance plan, and family floater insurance are some of the best health insurance plans for parents in Hyderabad.
According to the Reserve Bank of India, senior citizens in Telangana aged above 60 years are...
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What are the Benefits of an ABHA Card?
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The ABHA Card (Ayushman Bharat Health Account) is a digital locker that enables you to access, share, and store your medical records securely. It was launched under the Ayushman Bharat Digital Mission (ABDM) to digitise health records so that they...
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