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Which Surgeries are Covered Under Health Insurance in India?

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Health insurance in India covers a wide range of surgeries to help the policyholders manage high medical costs without any financial stress.

It includes minor procedures like cataract surgery and major operations, followed by covering joint replacements and bypass surgery. This...

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What Eye Conditions are Covered Under Health Insurance?

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Ophthalmic and vision care includes the diagnosis and treatment of various eye conditions, ranging from common disorders to serious vision-threatening diseases. Health insurance generally covers medically necessary eye treatments and surgeries that require hospitalisation or qualify as day-care procedures. However,...

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How to Remove a Member from Family Floater Health Insurance?

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A family floater health insurance plan offers financial protection to the entire family under a single sum insured. However, there may be situations where you need to remove a dependent member from the policy due to personal reasons. Understanding the...

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Does My Health Insurance Policy Include Free Annual Checkups?

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Yes, many health insurance policies in India include free annual checkups. In most cases, it generally covers routine tests such as blood sugar, lipid profiles, and blood counts. These checkups are often available yearly to monitor the policyholders’ health. However,...

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Which Plan is Best in Hyderabad for Parents?

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Senior citizen health insurance policy, individual health insurance plan, and family floater insurance are some of the best health insurance plans for parents in Hyderabad.

According to the Reserve Bank of India, senior citizens in Telangana aged above 60 years are...

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What are the Benefits of an ABHA Card?

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The ABHA Card (Ayushman Bharat Health Account) is a digital locker that enables you to access, share, and store your medical records securely. It was launched under the Ayushman Bharat Digital Mission (ABDM) to digitise health records so that they...

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What is Usage-Based Health Insurance?

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Usage-based health insurance is a personalised insurance model where your premium is influenced by how you manage your health, rather than being a fixed, one-size-fits-all cost. It builds on the broader idea of usage-based insurance - where pricing adapts to...

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What is the 80D Health Insurance Premium?

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We often think of health as our greatest wealth, but a single hospital visit can quickly remind us how expensive that wealth is to maintain. There is a certain kind of stress that comes with watching a loved one in...

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What are Pre- and Post-Hospitalisation Benefits?

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Pre- and post-hospitalisation benefits cover medical expenses incurred before (pre) and after (post) a hospital stay, such as doctor consultations, diagnostic tests, and medications. These benefits apply for a specific period, around 30 days prior to hospitalisation and 60-90 days...

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What Is Health Insurance for Sports Professionals?

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Sports professionals face a higher risk of injuries because of constant physical strain, intense training, and competitive play. Even routine exercise can lead to injuries like ligament tears, muscle sprains, dislocated joints, and tendon or knee injuries. Many of these...

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