Star Health Forum

Following the landmark administrative shift in May 2026, West Bengal has officially begun the rollout of the Pradhan Mantri Jan Arogya Yojana (PM-JAY). For years, residents relied solely on the state-run Swasthya Sathi scheme, but the integration of the central...

Many people tend to ignore room rent coverage when they choose a health insurance policy, as they get caught up in the amount of insurance coverage, premiums, and hospital network. The nature of the hospital room covered by your policy,...

Applicants who are eligible under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) may receive card approval within a few days of completing the verification process. In many situations, approval can take place within 3 to 10 days.

However,...

Understanding health insurance policy wording and brochures involves distinguishing between an overview of the policy and the policy wording (detailed contract). Individuals need to focus on key terms such as deductibles, co-pays, sum insured, inclusions, exclusions, waiting periods, and network...

Yes, you can. Buying health insurance before your wedding is a smart decision. Even buying health insurance early comes with lower premiums and avoids waiting periods for any pre-existing conditions.

You can add your spouse later as a dependent and ensure...

Anyone opting for the Ayushman card under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) scheme must know about its inclusions and exclusions for treatment. Although most people read the terms and conditions before applying, many overlook the exclusions.

To...

Mental health is still uncomfortable territory for most Indian families, let alone their insurance companies. So when someone asks whether psychiatric counselling can be covered under critical health insurance, the honest answer is - partly, and it depends on what...

An OPD add-on cover in health insurance provides financial support for medical expenses incurred without the need for hospitalisation. It usually covers doctor consultations, prescribed medications, and diagnostic tests. If you have ongoing healthcare needs or frequent doctor visits, this add-on...

Certainly, changing insurance companies is a very common choice among those who want better services or even lower premiums or coverage. Even though sticking with the same company might be a convenient way of doing things, opting for another company...

Health insurance awareness refers to the knowledge and understanding of health insurance, from selecting the right health insurance policy to filing a claim correctly when necessary.

Health insurance has become an essential for today's India, where health expenses are skyrocketing. Many...