Star Health Forum

Yes, many health insurance plans in India cover vaccination costs for babies, but the coverage depends on your policy. Vaccinations are often included under preventive care or newborn benefits.

However, the extent of coverage, limits, and conditions can differ across insurers,...

Health insurance in India may cover online therapy, but it depends on your policy, benefits, and add-ons. With growing awareness, more people now seek mental health support through digital consultations.

However, coverage is not the same across all plans. You should...

Your health insurance should grow with your needs. A fixed coverage may not be enough as medical costs rise and life changes occur. The sum insured defines the maximum amount your policy pays in a year, so you should review...

Yes, health insurance in India can cover telepsychiatry consultations, but coverage depends on your policy. Many insurers now include online mental health consultations, especially after the rise of telemedicine.

However, some plans cover it fully, while others offer it as an...

A top-up health insurance plan is useful when your existing coverage may not be enough for high medical expenses. It acts as an extra layer of protection and helps you manage large hospital bills without increasing your base policy premium.

What...

Health insurance in India covers schizophrenia treatment today. Earlier, policies excluded mental illnesses through standard clauses, which created unfair gaps in care.

According to the Indian Mental Health Observatory (IMHO), the National Mental Health Survey (NMHS) 2016 shows that around 10.6%...

A high deductible health insurance plan is one where you are required to bear a larger share of medical expenses before the insurer begins covering eligible costs. In return, these plans usually come with lower premium payments, helping reduce your...

A voluntary group health insurance plan is an optional add-on policy provided through an employer, allowing current employees to access comprehensive coverage beyond the basic plan. However, this plan is not mandatory.

Employees can choose to enrol and pay a premium...

Indian health insurance comes in different types to meet the medical and financial needs of individuals. Starting from individual and family floater plans, senior citizen, and critical illness cover are all different policies, each serving a different role.

Select the right...

A TPA is appointed by an insurer in health insurance following a formal and regulated process. The insurance company first selects an IRDAI-based TPA, after which both parties sign a health service agreement. This agreement enables insurers to offer a...