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Newest Questions

Can I Port My Policy if I Already Have a Chronic Condition?

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Health insurance portability gives policyholders the freedom to switch insurers without losing any benefits. However, if you are living with a chronic condition, you may have concerns about whether porting your policy is still an option.

The good news is that...

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Does Insurance Cover ICU Stays for Chronic Obstructive Pulmonary Disease?

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Chronic Obstructive Pulmonary Disease (COPD) can lead to sudden health complications that may require intensive care. Many people worry about the high costs of hospitalisation, especially ICU stays.

Knowing how health insurance works in such situations can help you plan better...

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Does Insurance Support Long-Term Care For Heart Failure?

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The majority of insurers offer specialised cardiac care health insurance policies that are ideal for people who have a history of cardiac issues or who have undergone cardiac surgical interventions before. However, do they provide coverage to the insured for...

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How Can NRIs Manage Health Insurance for Themselves or Family in India?

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The Non-Resident Indians (NRIs) often face unique challenges when managing healthcare needs in India. From ensuring financial protection for ageing parents to maintaining personal coverage during visits, having the right health plan is essential.

Knowing how to manage policies effectively can...

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Should You Focus More on Inpatient or Outpatient Health Coverage?

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When you buy health insurance in India, you often face a tricky choice: Should you prioritise inpatient or outpatient coverage?

Medical costs in India rise every single day. In fact, a simple laparoscopic surgery can cost ₹1.5 lakh (approximately). Therefore, to...

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What Modern Treatments Should I Expect My Policy to Cover?

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Modern treatments refer to high-end surgeries or treatment methods which help cure diseases which doctors once considered incurable. In 2019, the IRDAI directed insurance companies to include 12 modern treatments. Let’s learn about them in detail below.

What are the Modern...

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What KYC requirements Should I Complete for Health Insurance?

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Buying health insurance is a smart move for your future, but before you can secure that safety net, you must navigate the KYC (Know Your Customer) process. Since 1 January 2023, the Insurance Regulatory and Development Authority of India (IRDAI)...

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What are Practical Ways to Reduce my Health Insurance Premiums?

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Health insurance costs rise every year due to rising medical inflation. In fact, health inflation is rising 11.5% every year, according to NDTV.

Therefore, you absolutely need a good medical policy, but you certainly do not want to empty your wallet....

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How Important is Pre and Post-Hospitalisation Coverage for Me?

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When you buy health insurance, you might focus only on the room rent and surgery costs. However, medical expenses begin long before you reach the hospital bed and continue well after you return home. This reality makes pre and post-hospitalisation...

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Why is Nomination Important and How Should I Choose a Nominee?

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Nomination in health insurance ensures that your policy benefits are transferred smoothly to a trusted person in the event of unforeseen circumstances. It plays a crucial role in avoiding legal complications and securing your family's financial protection when it matters...

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