Star Health Forum

Medical emergencies require swift action, and a road ambulance often serves as a critical lifeline. Most health insurance policies in India include road ambulance cover to help you manage these urgent transportation costs.

However, insurers do not pay for every...

No, you never pay the TPA directly. Your insurance company hires a TPA and pays them to handle your claims. TPA fee is already part of your premium. So as a policyholder, you get their help at no extra cost....

Yes, family floater plans do include air ambulance coverage. However, it depends on the insurer and policy terms. Many modern health insurance plans offer this benefit either as a built-in feature or as an optional add-on.

Air ambulance services are...

Yes, a global medical insurance policy may cover medical expenses incurred in India. However, the extent of coverage depends on the insurer’s terms and conditions, policy inclusions, and geographical coverage. Therefore, it is important to read the policy document carefully...

When you buy health insurance in India, you often look for ways to keep your premiums affordable. Many policyholders ask: Can cost sharing actually lower my health insurance premium? Yes, you can lower your health insurance premium by sharing your...

Yes, an Ayushman Bharat Yojana beneficiary can enrol under the Yeshasvini Health Insurance Scheme, as they are separate programs. Especially, with medical inflation rising at 12-15% annualy according to the Economic Times, such government-backed schemes play an important role in...

Managing your parents' paperwork can feel overwhelming, especially when it comes to vital documents like health or life insurance. If you have ever wondered whether you can download an insurance policy for your parents, the answer is a resounding yes....

Whether you are travelling for leisure, studying overseas, or exploring business opportunities, a medical emergency abroad can quickly become a financial nightmare. A common question many Indian travellers ask is, ‘Will my domestic health insurance cover international medical expenses?’

​The short...

Spine disorders are becoming one of the most prevalent health issues in India. The expenses of spine surgery in India vary from ₹1.5 lakh to ₹6 lakh, depending on the patient's condition, which increases the complexity of the surgery, potential...

In India, approximately 1 in 5 women experience PCOS symptoms, and 9%-22% women experience PCOD symptoms. Gaining weight is at the core of this, and that's where complications with insurance begin. If an Indian woman develops PCOD/PCOS along with a...