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Does Health Insurance Cover Thoracic Surgery?

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Thoracic surgery sounds intimidating, and honestly, it is. We are talking about procedures inside the chest - on the lungs, food pipe, airways, or the chest wall. These aren't minor operations, and the hospital bills reflect that. So when someone...

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Does BMI Matter for Young Adults Buying Insurance Early?

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Yes, Body Mass Index could play a role in purchasing health insurance at an early age, as BMI is just one of several indicators that insurance providers use to calculate an individual’s health risks. But it must be noted that...

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Does Health Insurance Cover Pelvic Floor Therapy?

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The short answer is sometimes, but it depends on several factors.

Pelvic floor therapy may be covered under many health insurance plans; however, approval is not guaranteed. Even individuals insured under the same company can receive different levels of benefits depending...

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Does Health Insurance Cover Orthopaedic Rehabilitation?

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A fracture heals, a joint replacement goes well, and the surgeon says everything looks good. But then comes the part nobody warns you about - weeks of physiotherapy, mobility exercises, follow-up visits, and assistive devices. It all adds up quickly,...

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Does BMI Matter in Online Health Insurance Purchases?

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Yes, BMI affects online health insurance purchasing and, in certain circumstances, even claims approval, medical screening, and premiums. BMI is a quick snapshot of the overall risk of illness for insurance companies, as both high and low BMI levels are...

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Does BMI Affect Coverage for Sleep Apnea Treatment in Insurance?

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Sleep apnea is a serious sleep-related breathing disorder that can affect overall quality of life and health. It is characterized by repeated episodes of breathing pauses and breathing irregularities during sleep and may cause insomnia, fatigue, headaches, and chronic health...

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Does BMI Affect Alternative Treatment Coverage?

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Health insurance coverage is no longer limited to hospitalisation and surgeries. A number of health insurance companies provide coverage for alternative medicines such as Ayurveda, Naturopathy, Unani, Siddha, Yoga, and Homoeopathy under AYUSH benefits. But one subtle factor that can...

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Do I Need a Separate Family Health Insurance If I am Covered Under My Employer Group Plan?

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When your employer is already providing group health insurance, you might wonder whether purchasing a separate family health insurance plan is important. The short answer is: it usually makes sense to have both of them. Employer group insurance is valuable,...

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Can A Senior Citizen Be The Primary Insured In A Family Floater Plan?

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Many health insurance companies allow senior citizens to become the primary insured if they meet the age criteria. However, premiums are usually calculated based on the age of the oldest family member. This means the premium can become higher when...

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Can I Buy Health Insurance For A Disabled Child?

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Yes, you can buy health insurance for a disabled child in India. Many insurance companies now cover children with disabilities. Disabilities like autism, cerebral palsy and Down syndrome are some of the many. However, the cover depends on the...

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