Star Health Forum

Lifetime renewability in your health insurance is a crucial feature that will help you get uninterrupted coverage for life. As medical necessity increases with age, having this benefit would be like a safety cushion for the future.

In fact, as per...

Yes, most health insurance policies in India cover orthopaedic surgery. The coverage during this surgery typically includes hospitalisation, surgeon fees, operating room charges, and implants. However, policyholders must serve a specific waiting period to receive this benefit.

If you are wondering...

Health insurance generally does not cover expenses for cosmetic surgery if it is performed solely for aesthetic or appearance-enhancing reasons. However, insurers may provide coverage for reconstructive surgeries that are medically necessary to repair injuries, restore bodily functions, or treat...

Choosing a health insurance plan depends on your needs, life stage, and required coverage. You should assess factors like medical history, lifestyle risks, future healthcare needs, premium affordability, and preferred sum insured. Based on your situation, you can choose coverage...

A high level of air pollution may affect your lungs and cause respiratory problems if fine particles (e.g., PM2.5) and gaseous pollutants are elevated in the air. Aside from respiratory issues, high air pollution levels may also affect your cardiac...

Senior citizens or individuals aged 60 or older usually need to undergo a medical test. It helps an insurer to assess their pre-existing health conditions and other risk factors. Based on these, they determine the premium amount so that a...

Paying for health insurance and medical expenses not only safeguards your health but can also help reduce your tax burden. Under Section 80D of the Income Tax Act, you can claim deductions on premiums paid for yourself and your family,...

Imagine a small-scale farmer or a street vendor who works hard every day to provide for their family. Life is a delicate balance of managing daily expenses and saving a few coins for the future. Suddenly, an illness or a...

The best health insurance plan for senior citizens in India is one that covers age-related health risks, chronic conditions, and other conditions. This is because, with age, health complexities increase, leading to higher overall hospitalisation and treatment costs.

Therefore, choosing a...

Finding the right health insurance as we grow older is about securing the freedom to focus on what truly matters. We all want to spend our golden years enjoying family, pursuing hobbies, and living without the constant shadow of financial...