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Newest Questions

What Do I Need to Know Before Buying a Maternity Insurance Plan?

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A maternity insurance plan works best when you have a clear understanding of its waiting period, coverage, inclusions, and limits and a few other factors. It is because considering them supports your needs when you plan to expand your family...

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What are the Most Important Features to Look for in Health Insurance?

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The most important or key features of a health insurance policy typically include a high sum insured coverage with an assurance for quality care. Therefore, features, which add a layer of protection to your wellness, are the availability of treatment...

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What is the Difference Between Insurer-Managed and TPA-Managed Health Insurance?

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The key differences between insurer-managed and third-party administrator (TPA)-managed plans are that you can directly purchase with an insurance company.

Conversely, TPA-managed health insurance plans are those in which an insurance company contracts out administrative work. Let us understand the differences...

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What is the Critical Illness Add-On Cover in Health Insurance?

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A critical illness add-on cover is an additional cover to your base health insurance plan. This provides medical coverage for major illnesses with lump sum payments. Sole earners and individuals in their 40s can avail this benefit. Let us understand...

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Is Health Insurance Available for People Living in Rural India?

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For parents of a child with Down syndrome, securing health insurance is often a key concern due to the long-term medical and care needs involved. In India, while health insurance is available for children with such conditions, the coverage is...

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Can I Get Health Insurance That Covers Treatment at Home?

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With evolving healthcare needs, many people now prefer getting treatment in the comfort of their homes. It may make you wonder whether health insurance policies cover home-based treatments. There are actually coverage plans designed for that. They are known as...

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Can a Child With Down Syndrome Get Health Insurance in India?

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For parents of a child with Down syndrome, securing health insurance is often a key concern due to the long-term medical and care needs involved. In India, while health insurance is available for children with such conditions, the coverage is...

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How Do I Find the Best Health Insurance Policy for My Needs?

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There are a lot of different types of health insurance policies out there, but which one is right for you? It actually depends on determining various factors, such as selecting plans with a lower waiting period, choosing an appropriate sum...

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Will Health Insurance Cover Me If I Get Injured in an Accident?

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Yes, most health insurance policies in India cover accidental injuries without any standard waiting period. With regular coverage, you can get the benefits of inpatient hospitalisation, ambulance charges, and treatment for injuries.

However, your insurer would not cover disability, loss of...

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What is the Difference Between a Rider and an Add-On Cover?

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Considering the rising medical inflation in India, which is approximately 15% as reported by The Economic Times, a standard health insurance policy may not be sufficient to cover your medical needs. This is why, to help you increase your coverage,...

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