Star Health Forum

The key differences between insurer-managed and third-party administrator (TPA)-managed plans are that you can directly purchase with an insurance company.

Conversely, TPA-managed health insurance plans are those in which an insurance company contracts out administrative work. Let us understand the differences...

A critical illness add-on cover is an additional cover to your base health insurance plan. This provides medical coverage for major illnesses with lump sum payments. Sole earners and individuals in their 40s can avail this benefit. Let us understand...

With evolving healthcare needs, many people now prefer getting treatment in the comfort of their homes. It may make you wonder whether health insurance policies cover home-based treatments. There are actually coverage plans designed for that. They are known as...

For parents of a child with Down syndrome, securing health insurance is often a key concern due to the long-term medical and care needs involved. In India, while health insurance is available for children with such conditions, the coverage is...

There are a lot of different types of health insurance policies out there, but which one is right for you? It actually depends on determining various factors, such as selecting plans with a lower waiting period, choosing an appropriate sum...

Yes, most health insurance policies in India cover accidental injuries without any standard waiting period. With regular coverage, you can get the benefits of inpatient hospitalisation, ambulance charges, and treatment for injuries.

However, your insurer would not cover disability, loss of...

Considering the rising medical inflation in India, which is approximately 15% as reported by The Economic Times, a standard health insurance policy may not be sufficient to cover your medical needs. This is why, to help you increase your coverage,...

Understanding the health insurance jargon is the key to making smarter financial and medical decisions related to your healthcare plan. If you are wondering how, this is simply because terms like premiums, co-payments, and claims directly impact your coverage and...

While purchasing a health insurance plan, it is essential to differentiate between network and non-network plans.

To be specific about its differences, network hospitals have direct tie-ups with insurance providers, while non-network hospitals lack this partnership. This can often result in...

Are you thinking of switching your health insurance provider? Porting can unlock better benefits, lower premiums and improved coverage. However, before making the move, you must evaluate 4 major points: waiting periods, premium amount, porting timeline and medical history.

What to...