Star Health Forum

An unlimited sum insured feature allows policyholders to claim reimbursements without any maximum limit. However, these plans may include waiting periods, sub-limits, and exclusions.

While providing benefits like hospitalisation expenses and quality medical services, they exclude daycare treatments, ambulance charges, and...

A standalone health insurance company is an insurer that exclusively offers health-related insurance products and does not deal in other types of insurance. It focuses only on medical coverage, which allows it to build deeper expertise and more specialised plans...

An indemnity health plan is a type of health insurance that reimburses your actual medical expenses, either fully or up to the sum insured. You should consider buying one if you want flexibility in choosing hospitals and coverage based on...

Switching your health insurance can be beneficial if you want better coverage, lower premiums, or improved services. However, it also comes with certain limitations that you should carefully evaluate before making a decision. Understanding both pros and cons helps you...

Insurers ask for medical tests before issuing a policy to assess your current health risk and price the policy accurately. These tests help them understand pre-existing conditions, lifestyle risks, and overall health. It ensures fair premiums and reduces future claim...

You can open an e-insurance account for health insurance with an insurance repository and fill out the form provided by the repository. An e-insurance account allows you to manage different types of insurance policies in one place. Let us understand...

Modern-day treatments are advanced medical procedures that use the latest technology to treat diseases that were once considered untreatable. Many of them are now covered under health insurance plans.

In India, insurers have expanded their coverage to include these treatments, which...

Health insurance helps protect your finances and picking the right policy can really affect how you handle medical costs. Many people begin with an individual plan, but as their family grows, they often ask if they can switch to a...

We often don’t think much about our health until something happens. Medical emergencies can appear suddenly, and the bills can be hard to manage. Health insurance acts as a safety net in these situations. If you’re wondering why health insurance...

When we think of health insurance, we often imagine long hospital stays. But not all treatments require you to spend days in a hospital. Some medical procedures can be completed in just a few hours, and these are called day-care...