Newest Questions
Is Spinal Surgery Covered Under Health Insurance?
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Yes, most health insurance plans in India cover spinal surgery, as long as it is medically necessary and falls within the policy terms. However, the extent of coverage depends on factors like waiting periods, policy inclusions, and specific exclusions. Understanding...
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Is Naturopathy Covered Under Health Insurance?
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Yes, health insurance in India can cover naturopathy, but only under specific conditions. Most insurers include it under AYUSH benefits, as long as you take the treatment at recognised centres and follow the policy terms. Understanding how this coverage works...
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What is a Top-up Health Insurance Plan?
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Top-up health insurance is an additional policy that enhances coverage of your base policy. This policy often acts as a cost-effective way to continue your medical facilities when the sum-insured of your base policy exceeds a specific limit.
You can purchase...
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What is a Disease-Specific Insurance Plan?
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A disease-specific insurance plan is a specialised health policy designed to cover the treatment and management of a particular illness. Most reputable companies have specialised Insurance plans for critical conditions, such as cancer, diabetes, or heart disease.
Unlike comprehensive plans, which...
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Does Health Insurance Incentivise Healthy Lifestyle Habits?
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Yes, most health insurance providers in India incentivise healthy habits with a wellness reward. In fact, as per the reports of the Indian Council of Medical Research, 56.4% of chronic illnesses in India come from unhealthy diets. Therefore, these insurers...
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Does Health Insurance Cover Stress-related Illnesses?
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Yes, health insurance covers stress-related conditions, including mental health issues like PTSD and depression, as well as physical illnesses, such as hypertension, cardiac issues, or gastrointestinal disorders.
In fact, anxiety and stress-related concerns account for nearly 50% of all mental health...
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Does Health Insurance Cover Thyroid Cancer Treatment?
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Yes, most health insurance plans in India cover the treatment of thyroid cancer. This cancer is part of endocrine cancer, which develops in the thyroid gland, causing difficulty swallowing or breathing.
In fact, according to a report of the Press Information...
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Does Health Insurance Cover COPD Treatment?
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Yes, most health insurance providers in India cover chronic illnesses like Chronic Obstructive Pulmonary Disease (COPD), especially when hospitalisation or advanced treatment is required. This condition is mainly covered under a comprehensive healthcare plan with respiratory coverage.
In fact, according to...
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Are Mental Health Hospitalisations Covered Under Health Insurance?
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Mental health is just as important as physical health. Many people in India seek professional help for conditions such as depression, anxiety, bipolar disorder and schizophrenia. But one common question remains whether health insurance provides any coverage for the same?...
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What is Domiciliary Care and When Does it Apply?
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Domiciliary care refers to a medical treatment taken at home when hospitalisation is not possible or practical. It is recognised under many health insurance plans as a valid form of treatment under specific conditions. Read on to know more about...
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