Star Health Forum

Health insurance is not just for paying hospital bills when you fall sick. These days, many policies also offer preventive health check-ups. This means you can catch health problems early and stay healthy, all without spending extra from your pocket....

Yes, Pulmonary Function Tests (PFT) are generally covered by health insurance if they are medically necessary and prescribed by a doctor to diagnose or monitor a respiratory condition. Health insurance usually covers PFT-related diagnostic expenses when they are medically necessary,...

Yes, health insurance covers the diagnosis and treatment of rickets because insurers categorise it as a medical necessity. However, coverage includes the important aspects of rickets treatment, depending on whether a vitamin deficiency or genetics caused rickets.

What Does Health Insurance...

Under the Swasthya Sathi Scheme, only the In-Patient Department (IPD) is fully covered, not the Outpatient Department (OPD).

This is because the scheme, launched by the Government of West Bengal on December 30, 2016, generally focuses on providing inpatient benefits...

International health insurance provides medical coverage for people living, working or travelling outside their home country. While any traveller relies on standard travel insurance, long-term stays abroad often require more comprehensive protection.

Knowing the benefits and limitations of international health...

Health insurance has become an essential financial safeguard for Indian employees. There are many organisations which now provide group health insurance as part of employee benefits. However, confusion often arises about whether employees can claim tax deductions under Section 80D...

Health insurance helps individuals manage rising costs while reducing their tax liability. Under Section 80D of the Income Tax Act, taxpayers in India can claim deductions on health insurance premiums. There are many people who now choose multi-year policies because...

With medical costs soaring, many families in India wonder if a single health insurance policy offers enough protection. If you ask yourself, Can I buy more than one family health plan?, the answer is a resounding yes. You can hold...

Yes, in many countries, including India, under the Income Tax Act, spouses can split health insurance premium payments to maximise tax deductions. This strategy helps couples fully utilise available deduction limits while reducing their overall tax liability. Understanding the applicable...

Have you ever wondered why your health insurance premiums suddenly spike upon renewal? You might assume your insurer simply wants more profit. The real reason often lies in the Incurred Claim Ratio.

The Insurance Regulatory and Development Authority of India closely...