Star Health Forum

Health insurance is a product which can relieve you from financial burdens during an emergency. However, due to a lack of awareness, many people make mistakes during the buying process. You should always keep waiting periods, premiums, and other factors...

Before buying a critical illness policy, you should look for key things like your financial condition, policy waiting period, and inclusions and exclusions. This insurance policy covers expenses for treatment for a wide variety of diseases. Let us understand the...

Insurance is an absolute necessity in today's medical landscape. According to CNBC TV 18, medical inflation is rising at 9.9% in India. Therefore, choosing a cost-effective plan is essential.

Family floater plans come as a perfect solution as they cover your...

Cancer insurance is generally worth the investment if you lack substantial savings or have a family history of cancer. It provides a lump-sum payout to cover the expenses of cancer treatments of all stages. Let us understand whether your cancer...

You need to buy a separate cancer insurance policy if your family history has cancer, you have insufficient financial backup, or to beat the rising costs of cancer treatment. Chemotherapy, radiation, and surgery costs are explicitly covered by cancer insurance....

You can buy a combined heart and cancer insurance plan to avail benefits like cost-effective premiums, affordable treatments, and relieve your financial stress. A critical illness insurance plan covers treatment for your heart and cancer with a lump sum amount....

You may not necessarily need a ₹1 crore health insurance cover, but considering rising medical inflation and the need for comprehensive protection, opting for a higher sum insured can be a smart decision. Plans with ₹1 crore coverage not only...

An unlimited sum insured feature allows policyholders to claim reimbursements without any maximum limit. However, these plans may include waiting periods, sub-limits, and exclusions.

While providing benefits like hospitalisation expenses and quality medical services, they exclude daycare treatments, ambulance charges, and...

A standalone health insurance company is an insurer that exclusively offers health-related insurance products and does not deal in other types of insurance. It focuses only on medical coverage, which allows it to build deeper expertise and more specialised plans...

An indemnity health plan is a type of health insurance that reimburses your actual medical expenses, either fully or up to the sum insured. You should consider buying one if you want flexibility in choosing hospitals and coverage based on...