Newest Questions
How Do I Decide the Right Sum Insured for My Family?
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The last thing you want to think about when a loved one is unwell is a calculator. Imagine standing at a hospital billing desk, already exhausted from a long night in the waiting room, only to realise your insurance cover...
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How Serious is Tuberculosis in Terms of Hospitalisation Coverage?
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Tuberculosis is a word that feels like a ghost from a different era, yet it remains a very real and heavy burden for millions of families at present. Imagine the sudden shock of a persistent cough turning into a diagnosis...
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Are Hospitalisation Costs for Malaria Fully Covered?
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Malaria comes with super-discomforting symptoms like shivering chill that no blanket can fix and fever so intense, it feels like your blood is boiling. At that moment, your only thought is getting to a hospital.
However, once the immediate danger passes...
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Do I Really Need a Top-Up Plan for Extra Coverage?
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Imagine you are sitting in a hospital waiting room, watching the digital numbers on a billing counter tick upward. Your primary health insurance policy covers ₹5 lakh, a number that seemed like a massive safety net when you signed the...
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Can I Upgrade Coverage Mid-Policy for Chronic Conditions?
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Do you want better health coverage for your chronic condition? So, yes, you can upgrade your coverage to increase financial and healthcare protection for your chronic conditions. But typically, you can upgrade your policy during policy renewal, not in the...
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Does Insurance Cover Repeated Hospitalisations for Rheumatoid Arthritis?
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Yes, in India, most health insurance policies generally cover repeated hospitalisation for critical health conditions such as rheumatoid arthritis. Medical insurance policies cover this condition as a standard inclusion or after a particular waiting period if you have it as...
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How Do Insurers Treat Genetic Conditions Like Cystic Fibrosis?
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Most insurers generally treat genetic conditions like cystic fibrosis as high-cost, chronic illnesses. They cover long-term treatments, including gene-based therapies and expensive CFTR modulators, under comprehensive health insurance plans. Insurers cannot deny coverage or charge extra for cystic fibrosis, even...
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How Does a Premium Calculator Actually Help Me Decide on a Plan?
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The health insurance premium calculator is a user-friendly, free online tool that enables individuals to estimate their policy premiums and choose the best plan. Instead of waiting for an agent to discuss or guessing the premium, you can get instant...
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Are Preventive Checkups Useful For Managing Asthma?
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Yes, preventive health checkups are highly useful and essential for managing asthma, even when major symptoms are under control. Proactive medical reviews, meaning regular checkups, can prevent severe asthma attacks as they monitor lung function and adjust treatment plans considering...
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Are Group Health Insurance Plans Enough, or Should I Buy Personal Cover?
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59% Indians rely on group health insurance, delaying personal cover premiums as it not only covers you but also covers medical treatment and hospitalisation for you and your family members.
But the employer buys group plans to cover a group of...
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