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Are Group Health Insurance Plans Enough, or Should I Buy Personal Cover?

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59% Indians rely on group health insurance, delaying personal cover premiums as it not only covers you but also covers medical treatment and hospitalisation for you and your family members.

But the employer buys group plans to cover a group of...

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What are Coverage Limits for Rheumatoid Arthritis?

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Rheumatoid Arthritis refers to a chronic autoimmune condition which causes pain, stiffness and irritation in the joints. It occurs when the body's immune system attacks its own tissue by mistake and ends up affecting the lining of the joints.

There are...

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What Outpatient Expenses Apply to Psoriasis?

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Psoriasis is a chronic immune-mediated condition driven by the IL-17 and IL-23 pathways, influenced by environmental factors and genetic predisposition. This disease results in skin itching and irritation. There is no permanent cure for psoriasis. Lifestyle adjustments and preventive measures...

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What is a Critical Illness Rider in Health Insurance?

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Health insurance covers hospital bills and medical expenses. However, some illnesses can create a heavy financial burden beyond the regular treatment costs. A critical illness rider adds extra protection to your base health insurance policy. It provides a lump-sum payout...

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What Outpatient Care Coverage is Available for Respiratory Conditions?

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Respiratory conditions like asthma, bronchitis, COPD (chronic obstructive pulmonary disease), and allergies affect millions of people worldwide. These conditions often require outpatient care such as regular doctor visits, medicines, tests, and sometimes therapy.

In this scenario, outpatient care coverage in health...

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How Does Ayushman Bharat Fit Into My Overall Health Coverage?

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Healthcare costs in India continue to rise. This is why many families are found to worry about hospital bills and emergency expenses in such a scenario. This is where government health insurance schemes like Ayushman Bharat come in.

However, it should...

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Does Insurance Include Physiotherapy For Multiple Sclerosis?

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Multiple sclerosis is a long-term condition that affects the brain and spinal cord. It can cause muscle weakness followed by balance problems, then stiffness, and difficulty walking. Physiotherapy plays a key role in managing these symptoms.

People with Multiple Sclerosis may...

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Is 5 Lakh Health Insurance Enough in India?

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In India, where medical expenses are rising consistently, a ₹5 lakh health insurance cover is considered a basic or starter plan. It may suit young individuals aged 20 to 30 or small families in Tier 2 or Tier 3 cities....

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What Support is Available For Multiple Sclerosis Under Insurance?

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Multiple Sclerosis is a long-term condition which affects the brain and spinal cord. It can lead to muscle weakness, balance issues, vision problems and disability over time.

Many insurers include Multiple Sclerosis under critical illness coverage. Policyholders receive substantial financial support...

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Why Should I Buy Health Insurance Early Instead of Waiting?

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Many people delay buying health insurance because they feel healthy and do not see an immediate need. However, waiting can create financial and medical risks. Purchasing health insurance early on helps you save money, secure better coverage and avoid any...

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