Star Health Forum

To change your policy through portability, you should initiate the procedure 45 to 60 days before the expiry of the existing policy. Select another insurance company and complete filling out the forms related to portability and proposals, and send them...

If a policyholder misses their renewal date, the insurance company does not immediately terminate the policy. Instead, they provide you with extra time, usually 15 days to 30 days, to clear your dues. This extra time is known as a...

Asthma is a chronic condition that requires long-term management and treatment. Although health insurance for asthma can help cover medical bills, it is essential to note that domiciliary hospitalisation and alternative medical treatments are typically not included in most healthcare...

You can choose between network and non-network hospitals, depending on your financial situation and the urgency of treatment. Network hospitals ensure cashless services with low initial outflow, whereas non-network hospitals give you the freedom to make decisions but demand submission...

Cashless health insurance is generally more convenient when you find yourself caught up in any medical emergency. This is because it allows you to access treatment without having to pay a lump sum at once, thereby giving you peace of...

Selecting a suitable health insurance plan can be confusing due to the wide variety of choices available. In comparing the various health insurance plans to come up with a decision on which one is more suitable, you will have to...

A co-pay impacts your out-of-pocket expenses by requiring you to pay a fixed percentage or amount of your medical bills, while the insurer covers the remaining cost. A higher co-pay usually results in lower premiums but increases your expenses during...

Yes, e-Insurance is mandatory for all new insurance policies in India issued from 1st April, 2024. The IRDAI mandates that all new policies, including life, health and general insurance, must be issued in electronic form, requiring an e-Insurance Account (eIA)...

A health insurance policy offers a reliable shield and provides financial security against medical expenses. Did you know they also have something called a ‘network hospital’ to make it easier for you to get treatment? Well, every health insurance provider...

The government of India allows senior citizens to get a tax deduction of ₹75,000 to ₹1,00,000 under Section 80D. As per the Income Tax Act, 1961, the deduction amount for individuals above the age of 60 years is higher than...