Star Health Forum

Buying health insurance is a smart move for your future, but before you can secure that safety net, you must navigate the KYC (Know Your Customer) process. Since 1 January 2023, the Insurance Regulatory and Development Authority of India (IRDAI)...

Health insurance costs rise every year due to rising medical inflation. In fact, health inflation is rising 11.5% every year, according to NDTV.

Therefore, you absolutely need a good medical policy, but you certainly do not want to empty your wallet....

When you buy health insurance, you might focus only on the room rent and surgery costs. However, medical expenses begin long before you reach the hospital bed and continue well after you return home. This reality makes pre and post-hospitalisation...

Nomination in health insurance ensures that your policy benefits are transferred smoothly to a trusted person in the event of unforeseen circumstances. It plays a crucial role in avoiding legal complications and securing your family's financial protection when it matters...

When you buy a health insurance policy, you might assume it covers every medical bill. However, insurance companies do not pay for everything. They list specific situations, items, and treatments as exclusions.

These include cosmetic surgeries, pre-existing diseases, maternity expenses and...

Health insurance may seem complex, but it is actually simple and protects you from high medical costs during emergencies. You pay a small amount regularly, and in return, you receive coverage that helps you handle treatment expenses.

According to Economic Times,...

Arrhythmia refers to an irregular heartbeat that may require timely medical care or surgery. Health insurance helps cover the cost of such treatments by including hospitalisation, doctor consultations, tests, and medicines under the policy. This support ensures you receive proper...

Health insurance can support treatment for degenerative diseases, but it often comes with certain limits. Conditions like Parkinson’s, Alzheimer’s, or arthritis require long-term care, which makes insurers apply specific rules. These limits affect when you can claim, how much you...

Health insurance needs evolve as you move through different life stages. What works in your 20s may not be enough later. As responsibilities, health risks, and medical costs increase, your coverage should adapt to ensure consistent financial protection and access...

Health insurance provides essential coverage, but it may not address all medical or financial needs. Riders are valuable add-ons that enhance your base policy with targeted benefits, providing broader protection. Choosing the right riders helps customise your plan for better...