Star Health Forum

When you buy a health insurance policy, you might assume it covers every medical bill. However, insurance companies do not pay for everything. They list specific situations, items, and treatments as exclusions.

These include cosmetic surgeries, pre-existing diseases, maternity expenses and...

Health insurance may seem complex, but it is actually simple and protects you from high medical costs during emergencies. You pay a small amount regularly, and in return, you receive coverage that helps you handle treatment expenses.

According to Economic Times,...

Arrhythmia refers to an irregular heartbeat that may require timely medical care or surgery. Health insurance helps cover the cost of such treatments by including hospitalisation, doctor consultations, tests, and medicines under the policy. This support ensures you receive proper...

Health insurance can support treatment for degenerative diseases, but it often comes with certain limits. Conditions like Parkinson’s, Alzheimer’s, or arthritis require long-term care, which makes insurers apply specific rules. These limits affect when you can claim, how much you...

Health insurance needs evolve as you move through different life stages. What works in your 20s may not be enough later. As responsibilities, health risks, and medical costs increase, your coverage should adapt to ensure consistent financial protection and access...

Health insurance provides essential coverage, but it may not address all medical or financial needs. Riders are valuable add-ons that enhance your base policy with targeted benefits, providing broader protection. Choosing the right riders helps customise your plan for better...

To change your policy through portability, you should initiate the procedure 45 to 60 days before the expiry of the existing policy. Select another insurance company and complete filling out the forms related to portability and proposals, and send them...

If a policyholder misses their renewal date, the insurance company does not immediately terminate the policy. Instead, they provide you with extra time, usually 15 days to 30 days, to clear your dues. This extra time is known as a...

Asthma is a chronic condition that requires long-term management and treatment. Although health insurance for asthma can help cover medical bills, it is essential to note that domiciliary hospitalisation and alternative medical treatments are typically not included in most healthcare...

You can choose between network and non-network hospitals, depending on your financial situation and the urgency of treatment. Network hospitals ensure cashless services with low initial outflow, whereas non-network hospitals give you the freedom to make decisions but demand submission...