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What Is Typically Excluded In Autoimmune Conditions Like Systemic Lupus Erythematosus?

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In Autoimmune conditions like Systemic Lupus Erythematosus (SLE), leading insurers generally cover hospitalisation, daycare hospitalisation, daycare procedures and diagnostic tests once the pre-existing disease waiting period is completed. However, the following treatment procedures are generally excluded from the coverage:

  • Waiting Period...
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What is the Process for Pre-Authorisation in Cashless Health Insurance?

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When a medical emergency strikes, the last thing you want is a mountain of paperwork or the stress of arranging immediate funds. This is where cashless health insurance feels like a lifesaver. It allows you to focus entirely on recovery...

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What Vaccinations are Covered Under Health Insurance in India?

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Vaccination plays a vital role in protecting us from serious illnesses while supporting long-term preventive healthcare. With rising awareness about the importance of timely immunisation, many people are now looking beyond treatment and focusing on staying healthy in the first...

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What is the Impact of Pre-Existing Conditions on Premium?

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Navigating the world of health insurance can feel like walking through a maze, especially when you are managing a health condition that started before you even looked for a policy. There is a specific kind of anxiety that comes with...

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What is the 80D Benefit for Senior Citizen Parents?

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Watching our parents grow older brings a shift in our priorities. The focus moves from our own career milestones to their comfort and well-being. We want to ensure they have the best medical care available, but as healthcare costs rise,...

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What Documents Are Needed for Cashless Hospitalisation?

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Cashless hospitalisation helps you receive treatment without paying upfront at the hospital. The insurer settles the bill directly with the hospital, so you can focus on recovery instead of arranging funds.

However, this process works smoothly only when you submit the...

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Does Health Insurance Cover Vaccination Costs for Babies?

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Yes, many health insurance plans in India cover vaccination costs for babies, but the coverage depends on your policy. Vaccinations are often included under preventive care or newborn benefits.

However, the extent of coverage, limits, and conditions can differ across insurers,...

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Is Online Therapy Covered Under Health Insurance?

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Health insurance in India may cover online therapy, but it depends on your policy, benefits, and add-ons. With growing awareness, more people now seek mental health support through digital consultations.

However, coverage is not the same across all plans. You should...

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When Should You Increase Your Health Insurance Sum Insured?

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Your health insurance should grow with your needs. A fixed coverage may not be enough as medical costs rise and life changes occur. The sum insured defines the maximum amount your policy pays in a year, so you should review...

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Does Health Insurance Cover Telepsychiatry Consultations?

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Yes, health insurance in India can cover telepsychiatry consultations, but coverage depends on your policy. Many insurers now include online mental health consultations, especially after the rise of telemedicine.

However, some plans cover it fully, while others offer it as an...

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