Star Health Forum

A high deductible health insurance plan is one where you are required to bear a larger share of medical expenses before the insurer begins covering eligible costs. In return, these plans usually come with lower premium payments, helping reduce your...

An OPD add-on cover in health insurance provides financial support for medical expenses incurred without the need for hospitalisation. It usually covers doctor consultations, prescribed medications, and diagnostic tests. If you have ongoing healthcare needs or frequent doctor visits, this add-on...

A voluntary group health insurance plan is an optional add-on policy provided through an employer, allowing current employees to access comprehensive coverage beyond the basic plan. However, this plan is not mandatory.

Employees can choose to enrol and pay a premium...

Indian health insurance comes in different types to meet the medical and financial needs of individuals. Starting from individual and family floater plans, senior citizen, and critical illness cover are all different policies, each serving a different role.

Select the right...

A TPA is appointed by an insurer in health insurance following a formal and regulated process. The insurance company first selects an IRDAI-based TPA, after which both parties sign a health service agreement. This agreement enables insurers to offer a...

Super speciality hospital coverage ensures additional protection for treatments at respective medical centres. The majority of these super speciality hospitals deal with complicated diseases relating to heart conditions, neurological disorders, cancer, and others.

With increased medical costs, this coverage minimises financial...

To initiate the health insurance portability process, start by applying to a new insurer during the time of policy renewal. Raise a request at least 30 days before the due date to prevent a break in coverage. Enter all details...

The Insurance Regulatory and Development Authority of India (IRDAI) functions as an autonomous regulatory authority and is responsible for regulating and safeguarding the health insurance policyholder's interests.

It oversees policy issuance and claims through strict regulations, fair practices, and efficient grievance...

Imagine a patient hospitalised with a severe case of dengue. They may require continuous monitoring, timely medication and round-the-clock assistance from nursing staff. In such cases, nursing care plays a vital role in the recovery process and can add significantly...

The Employees' State Insurance Scheme of India is a multi-dimensional health insurance policy that offers comprehensive medical care to insured candidates and their family members.

It covers medical supervision, treatment, medicines and injections, charges along with expert consultation and hospitalisation when...