Star Health Forum

ESIC (Employees’ State Insurance Corporation) employees have access to medical benefits through a government-sponsored program. The ESIC system restricts medical treatment options because it does not allow patients to select their preferred hospitals and their additional medical services.

This is why...

Making a decision between Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) and personal health insurance may be confusing. Everyone wants good healthcare for their family, but also wants to keep costs under control.

Ayushman Bharat is a government initiative to...

Although health insurance is an important form of financial coverage, people with medical conditions often pay higher premiums. In India, insurers may charge an additional premium for pre-existing conditions, but this is tightly regulated to maintain transparency, fairness, and informed...

Congenital kidney disease is a condition that is present at birth and affects the functioning of the kidney. It often requires long-term treatment, proper dialysis, and even a transplant. One of the major concerns of families is whether health insurance...

Hormonal imbalance can affect metabolism, mood, and reproductive health as well. But when it comes to treatment costs, one common question is “Does health insurance actually cover hormonal imbalance treatment?” Well, the answer is not a simple yes or no.

The...

Rare neuromuscular diseases like motor neuron disorders or muscular dystrophy typically need long-term and expensive treatment. This is why health insurance is important in such cases. However, it is important to understand if these conditions are actually covered.

Let’s see what...

In India, a child can also have health insurance. It depends on how you consider your child’s insurance coverage. You can either cover them under your existing family plan or start a completely separate plan. Keep reading to know more...

Chronic kidney disease has become a major concern in India. Older adults and people with conditions like diabetes and hypertension are at a greater risk of kidney-related complications. Most health insurance plans will cover chronic kidney disease and help you...

Abdominal cancers include cancers of the stomach, colon, liver, pancreas, ovaries, and more organs in the abdomen. Health insurance in India covers this cancer treatment, including surgery, chemotherapy, and radiation. That said, the exact coverage still depends on your policy...

Access to Health Insurance is a critical factor in addressing a growing trend in health care costs, but insufficient coverage can leave people and families vulnerable to significant financial risks. Underinsurance means that one's health insurance plan does not cover...