Star Health Forum

The first few days with a newborn are usually a blur of diaper changes and very little sleep. Amidst the excitement of bringing your baby home, paperwork is likely the last thing on your mind. However, ensuring your child has...

Health insurance helps protect your finances and picking the right policy can really affect how you handle medical costs. Many people begin with an individual plan, but as their family grows, they often ask if they can switch to a...

Understanding health insurance policy wording and brochures involves distinguishing between an overview of the policy and the policy wording (detailed contract). Individuals need to focus on key terms such as deductibles, co-pays, sum insured, inclusions, exclusions, waiting periods, and network...

Health insurance is always there to protect you and your loved ones from high medical expenses. It ensures that during planned and urgent medical situations, you are financially protected. In India, there are so many health insurance options available, although...

Following the landmark administrative shift in May 2026, West Bengal has officially begun the rollout of the Pradhan Mantri Jan Arogya Yojana (PM-JAY). For years, residents relied solely on the state-run Swasthya Sathi scheme, but the integration of the central...

Many people tend to ignore room rent coverage when they choose a health insurance policy, as they get caught up in the amount of insurance coverage, premiums, and hospital network. The nature of the hospital room covered by your policy,...

Yes, you can. Buying health insurance before your wedding is a smart decision. Even buying health insurance early comes with lower premiums and avoids waiting periods for any pre-existing conditions.

You can add your spouse later as a dependent and ensure...

Anyone opting for the Ayushman card under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) scheme must know about its inclusions and exclusions for treatment. Although most people read the terms and conditions before applying, many overlook the exclusions.

To...

Mental health is still uncomfortable territory for most Indian families, let alone their insurance companies. So when someone asks whether psychiatric counselling can be covered under critical health insurance, the honest answer is - partly, and it depends on what...

An OPD add-on cover in health insurance provides financial support for medical expenses incurred without the need for hospitalisation. It usually covers doctor consultations, prescribed medications, and diagnostic tests. If you have ongoing healthcare needs or frequent doctor visits, this add-on...