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What is a Health Insurance Portability Certificate?

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The term "health insurance portability certificate" does not exist as an official document, but describes a set of documents that people use to switch their health insurance coverage between different insurance providers.

The new insurance company uses this information to...

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What Is a Post-Hospitalisation Benefit in Health Insurance?

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Your recovery from illness or surgery continues after you leave the hospital. Complete recovery requires patients to attend follow-up appointments, take medications, and undergo diagnostic assessments and therapeutic treatments. The additional medical requirements after hospital discharge result in costs that...

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What is a Disease-Specific Health Insurance Plan?

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Health insurance policies are designed to cover a wide range of medical expenses. However, some plans focus on providing coverage for specific illnesses. These are known as disease-specific health insurance plans.

Such plans are useful for individuals who want targeted financial...

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What is Network Hospital Empanelment in Health Insurance?

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Choosing the right hospital during a medical emergency can be stressful, especially when you are unsure about treatment costs and claim procedures. This is where network hospitals play an important role in health insurance. They help policyholders access quality healthcare...

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What is Health Insurance for Domestic Help In India?

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Domestic workers, such as drivers, cooks, carers, and maids, are a major part of the Indian unorganised workforce. Irrespective of their roles in households, they lack access to financial protection against medical emergencies. Health insurance for domestic help is made...

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What is the Meaning of Hospitalisation In Health Insurance?

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Sometimes, health insurance can feel complex, especially when terms like “hospitalisation” are used frequently. It is important to understand what hospitalisation is, as it determines when your insurance coverage applies and what expenses are covered. Keep reading to know more.

What...

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What is ESIC and How Does it Compare to Private Insurance?

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Healthcare coverage serves as a crucial mechanism for both controlling medical expenses and providing financial security. In India, individuals can choose between government-backed ESIC schemes and private health insurance plans. Both options provide medical coverage, yet they differ in eligibility...

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What Illnesses are Covered Under a Critical Illness Plan

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People with critical illnesses face three major challenges, which include expensive medical treatment, extended recovery times, and lost income. People who buy critical illness insurance receive a fixed payment when they are diagnosed with specific medical conditions, helping them cover...

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What If the Base Cover Is Used Up But Super Top-Up Deductible Remains?

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Health insurance today is not just about having a good base policy. People are now looking into building layered protection systems. One of the most common combinations is a base health insurance plan along with a super top-up cover. But...

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What Health Insurance Options exist for People with a Disability in India?

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Health insurance policies for individuals with disabilities help cover the medical expenses of disabled persons. This includes issues like mental illnesses, blindness, autism spectrum diseases, Parkinson’s disease, etc.

With this policy, disabled individuals can reduce their out-of-pocket medical expenses. It...

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