Star Health Forum

Health insurance premiums in India were previously subject to 18% GST, which increased the overall cost of coverage. However, a major relief has been introduced — no GST will be applicable on all individual health insurance policies, including family floater...

Health insurance needs may change due to rising medical inflation, ageing, lifestyle changes, and evolving family obligations. Therefore, the health insurance policy that once provided adequate protection may no longer be sufficient.

Reviewing your health insurance policy helps ensure that your...

Personal accident insurance offers financial protection against unexpected accidents that cause injuries, disabilities, or fatalities. Such policies provide financial support to people and their families during tough times by covering medical costs and offering financial compensation.

These insurance plans provide...

Health insurance policies in India require specific conditions to be fulfilled before claims can be approved. The 24-hour hospitalisation rule serves as a key requirement, which establishes the necessary conditions for claim reimbursement and cashless treatment access.

Policyholders who understand...

Accidents can happen anytime and may result in injuries, disabilities, or even loss of life. For organisations, ensuring financial protection for employees against such unexpected events is important. This is where group personal accident insurance plays a crucial role by...

A preferred provider network (PPN) is a crucial component of numerous health insurance programs, particularly corporate and group health insurance policies. The system includes treatment facilities that charge predetermined fees to policyholders who receive medical services through the selected hospital...

Depending upon the city of residence, there can be differences in maternity expenses. The level of infrastructure in hospitals, fees charged by the hospitals, and charges for doctors in Tier 1 cities are higher when compared to Tier 2 cities.

All...

Multiple sclerosis (MS) is a chronic autoimmune condition that affects the central nervous system, including the brain and spinal cord. The condition requires continuous medical care through specialised treatment and ongoing health assessments, which result in high treatment costs. The...

The network hospitals have a substantial impact on the overall value of the health insurance policy available to individuals living in smaller cities. Proximity to hospitals, the availability of cashless treatment facilities, and the quality of health services determine the...

People of all ages can develop an ear infection, a widespread medical condition. The condition requires medical evaluation and treatment, including medication and diagnostic procedures, and, in extreme cases, hospital admission. Those who inquire about health insurance coverage for ear...