Star Health Forum

Health insurance is meant to provide you and your family with protection in cases of medical emergencies. However, a common question that arises: what if the entire coverage is used up in a single claim? That is when the reinstatement...

Medical expenses often arise even before you are admitted to a hospital. Doctor consultations, diagnostic tests, and medications can add to your overall treatment cost. A pre-hospitalisation benefit in health insurance helps cover these expenses, reducing your financial burden and...

The term "health insurance portability certificate" does not exist as an official document, but describes a set of documents that people use to switch their health insurance coverage between different insurance providers.

The new insurance company uses this information to...

Your recovery from illness or surgery continues after you leave the hospital. Complete recovery requires patients to attend follow-up appointments, take medications, and undergo diagnostic assessments and therapeutic treatments. The additional medical requirements after hospital discharge result in costs that...

Health insurance policies are designed to cover a wide range of medical expenses. However, some plans focus on providing coverage for specific illnesses. These are known as disease-specific health insurance plans.

Such plans are useful for individuals who want targeted financial...

Choosing the right hospital during a medical emergency can be stressful, especially when you are unsure about treatment costs and claim procedures. This is where network hospitals play an important role in health insurance. They help policyholders access quality healthcare...

Domestic workers, such as drivers, cooks, carers, and maids, are a major part of the Indian unorganised workforce. Irrespective of their roles in households, they lack access to financial protection against medical emergencies. Health insurance for domestic help is made...

Sometimes, health insurance can feel complex, especially when terms like “hospitalisation” are used frequently. It is important to understand what hospitalisation is, as it determines when your insurance coverage applies and what expenses are covered. Keep reading to know more.

What...

Healthcare coverage serves as a crucial mechanism for both controlling medical expenses and providing financial security. In India, individuals can choose between government-backed ESIC schemes and private health insurance plans. Both options provide medical coverage, yet they differ in eligibility...

People with critical illnesses face three major challenges, which include expensive medical treatment, extended recovery times, and lost income. People who buy critical illness insurance receive a fixed payment when they are diagnosed with specific medical conditions, helping them cover...