Star Health Forum

Health insurance today is not just about having a good base policy. People are now looking into building layered protection systems. One of the most common combinations is a base health insurance plan along with a super top-up cover. But...

Health insurance policies for individuals with disabilities help cover the medical expenses of disabled persons. This includes issues like mental illnesses, blindness, autism spectrum diseases, Parkinson’s disease, etc.

With this policy, disabled individuals can reduce their out-of-pocket medical expenses. It...

A family floater health insurance plan allows multiple family members to be covered under a single policy with a shared sum insured. This type of plan is generally most effective when all insured members are young and relatively healthy.

However,...

Sometimes, the level of health insurance coverage available may not be sufficient, especially given the expenses incurred during illness or an emergency. To address rising medical costs and streamline the process, people often opt for additional coverage, such as top-up...

Respiratory infections can sometimes turn serious, especially when bacteria spread beyond the lungs and affect vital parts of the body. One such condition is Invasive Pneumococcal Disease (IPD), a severe infection that requires timely medical attention and proper care.

In healthcare...

Most people are fully dependent on the health insurance offered by their employer since it is convenient and requires minimal effort in managing it. It may seem that it is enough to cover the majority of medical requirements, and the...

Not all health insurance plans offer the same level of protection. Some look good on paper but come with limits, waiting periods, or exclusions that only show up when you try to make a claim.

If you’re choosing a policy, it...

People believe that diabetes, hypertension, heart disorders, cancer and alcohol-related issues create automatic insurance rejection. Conditions such as HIV/AIDS, active cancer under treatment, severe heart disorders, congenital diseases, severe liver or kidney failure, and serious psychiatric illnesses are among the...

Insurers offer various payment methods for health insurance premiums to facilitate customer payments. With a range of payment options, individuals can choose the best method that suits their financial planning and budget. To avoid missing policy payments or lapses, knowing...

The common idea about health insurance is that it is an expensive service and thus unjust to many who have low incomes. Nonetheless, micro health insurance schemes explicitly seek to fill this gap.

These are government-approved, small-scale coverage policies with...