Star Health Forum

When a medical emergency strikes, the last thing you want is to scramble for cash to pay hospital bills. Cashless hospitalisation solves this problem by letting your insurer pay the hospital directly. Here is how this facility works and what...

If you or a family member has a disability and you are looking at health insurance, understanding co-payment is essential. Yes, most health insurance policies designed for persons with disabilities (PwD) in India do include a co-payment clause, though the...

Group health insurance is commonly associated with large companies, but even small startups can consider it. This health insurance is provided to a large number of individuals (typically employees) under a single contract.

A major concern for a small company is...

The rising costs of healthcare have become challenging to tackle, especially for low-income families. This is why the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, also known as PMJAY, has come into the picture, ensuring financial security for low-income groups.

Eligible...

Alzheimer’s disease health insurance usually helps cover the medical expenses related to the treatment of Alzheimer’s, a condition that can often lead to dementia. The insurer may either reimburse the treatment costs or provide a lump sum payout after the...

Ayushman Bharat PM-JAY is one of the significant health insurance schemes of the Government of India. It is a government-provided health insurance scheme that provides cashless hospitalisation benefits of up to ₹5,00,000 per family annually. It targets economically disadvantaged families...

You generally do not need to submit bills or receipts while filing your Income Tax Return (ITR) to claim deductions under Section 80D. However, it is essential to retain health insurance premium receipts and medical bills for at least 6...

The insurer generally requires basic details about your health when you apply for a health insurance policy. This helps them to understand your medical history and assess the level of risk before issuing a cover as per your specific health...

Know Your Customer (KYC) is a mandatory process when availing health insurance. It requires verifying a policyholder's photo identity and address to prevent fraud, ensure regulatory compliance, and facilitate hassle-free claim settlements.

The Insurance Regulatory and Development Authority of India (IRDAI)...

Top TPAs (Third Party Administrators) in India are known for large hospital networks and an efficient claim settlement process. While insurers often assign TPAs, choosing a health plan with a strong TPA partnership ensures faster, often digital, cashless settlements. Additionally,...