Star Health Forum

Many of us have been in such moments of pure cold panic while staring at a hospital bill that feels like a typo because the numbers are so high. You work hard to build a life for yourself and your...

Loading in health insurance refers to an additional charge set up to the premium by the insurance company when the policyholder is considered to have a higher risk profile.

A higher-than-normal risk profile may include:

• Pre-existing medical conditions
• Unhealthy lifestyle habits
• Adverse medical history
• Higher...

Non-disclosure or hiding a pre-existing disease (PED) generally refers to the failure to inform your insurer about any existing medical conditions or ailments you may have at the time of purchasing a health insurance coverage.

In some cases, you may also...

With increasing age, numerous illnesses start developing in a person’s body. Some common age-related conditions include back pain, diabetes, cataracts, neck pain, depression, osteoarthritis, and dementia. Treating these illnesses often requires a substantial sum of money.

Since ageing parents are...

Health insurance can be confusing to buyers in India. It's a common misconception that a higher premium equates to a greater level of coverage. However, this is not necessarily the case. An expensive plan may offer several added benefits that...

Many health insurance policies in India might cover disc herniation surgery if the following treatment is recommended by a specialist. A disc herniation can cause serious back pain, muscle weakness, numbness, and difficulty performing activities. In certain cases, medications and...

Penile implant surgery is generally considered when other treatments for erectile dysfunction do not offer effective results. The process can encourage quality of life for individuals dealing with long-term sexual health conditions caused by nerve damage, diabetes, or injuries. With...

Your health insurance might cover skin graft surgery if the treatment is medically necessary and is not performed for any cosmetic purposes. However, the coverage depends on your policy terms, exclusions and waiting periods along with the underlying medical condition...

Health insurance covers varicocele surgery if the procedure has been recommended by a professional doctor. A varicocele is the enlargement of veins within the scrotum and can sometimes give rise to pain, swelling and fertility-related complications. When your symptoms become...

Health insurance can cover ankle surgery if the procedure is medically important and performed under the terms of the policy. Ankle surgeries might be required due to ligament injuries, fractures, arthritis, sports injuries, or chronic ankle instability. Since these processes...