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Can A Child Have Both Their Own Policy And Coverage Under Their Parent's Policy?

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Yes, it is possible for a child to be enrolled in their health insurance cover in addition to enjoying the same benefits under their parent’s family health insurance coverage. Many businesses frequently allow this, as long as the eligibility requirements...

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BMI and Hypertension Impact on Insurance Premiums

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Two big health indicators that can impact health insurance premiums are Body Mass Index (BMI) and hypertension. These factors are used by insurance companies as part of the underwriting process to assess the applicant's overall health and determine the risk...

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Can Anyone Buy Government Health Insurance Plans?

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Government health insurance schemes are government-backed medical programmes that provide low-cost or no-cost medical treatment to eligible citizens. Such government schemes primarily cater to economically disadvantaged groups, vulnerable families, senior citizens, workers in the unorganised sector, and other categories.

The...

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BMI vs Medical Tests: What Matters More in Health Insurance?

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Insurers consider your health risk when determining coverage limits, premiums and policy approval when applying for health insurance. When these things come to mind, two key things may come to mind: Body Mass Index (BMI) and medical test results. BMI...

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BMI and Medical Inflation: The Hidden Connection

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One of the most prominent concerns people have when buying health insurance is medical inflation. Hospitalisation, surgical expenses, medicines, diagnostic testing, and critical care treatment costs keep increasing annually. Although people think of medical inflation as the latest in health...

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BMI and Lifestyle Diseases: Insurance Risks You Can’t Ignore

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As the modern lifestyle has evolved, insurance companies' approach to assessing health risks has evolved as well. A rise in lifestyle diseases in India has been seen due to a number of factors, such as long working hours, physical inactivity,...

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BMI and Insurance Coverage for Lifestyle Modification Programmes

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Body mass index (BMI) is one of the factors that can be taken into consideration while evaluating health insurance, as it can help insurers understand the risk associated with the insured person. In certain instances, the insurers can also provide...

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BMI and Coverage for Obesity-Related Heart Surgeries

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BMI plays an important role in determining if your health insurance will cover heart surgeries due to obesity. The reason why the BMI becomes an important factor may be because insurance companies take note of this before issuing insurance plans,...

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Are Mental Disorders a Part of Pre-Existing Diseases in Health Insurance?

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Health insurance plans didn't cover medical expenses related to mental disorders for a long time in India, focusing only on physical health issues. However, there has been a significant shift in this approach in recent years, while increasing openness and...

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Are There Claim Limits On Air Ambulance Benefits?

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The services provided by an air ambulance may come in handy during medical emergencies when there are no medical facilities in the vicinity and the patient has to be shifted to a distant location where such facilities exist.

However, owing to...

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