Newest Questions
Are Benign Ovarian Cysts Treated Differently From Complex Ovarian Cysts Under Health Insurance
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Yes, benign ovarian cysts are treated differently from complex ovarian cysts under health insurance. The reason behind it is their medical risk profiles, different types of treatment requirements, and potential for complications.
What are Benign Ovarian Cysts and Complex Ovarian Cysts?
An...
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Are Alternative AYUSH Treatments for Early-Stage Kidney Disease Reimbursable?
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Understanding AYUSH Therapies
AYUSH refers to traditional systems of care such as Ayurveda, Yoga, Unani, Siddha, and Homeopathy. Many people in India explore these options for early-stage kidney disease to support overall wellness, control symptoms, and improve quality of life. These...
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Does the Chiranjeevi Yojana Cover Childbirth?
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Yes, the Cheeranjeevi Yojana covers childbirth. It was specifically introduced to support institutional deliveries among eligible families present in Rajasthan. The scheme allows pregnant women from economically weaker sections to avail maternity services. They can access quality healthcare facilities at...
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Advanced Therapies for Depression: Standard Policy Coverage Rules
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Insurance coverage for advanced depression therapies (like rTMS and Ketamine) strictly requires meeting "Treatment-Resistant Depression" (TRD) criteria. Policies mandate documentation of failed trials of at least two standard antidepressants and comprehensive psychotherapy before releasing funds.
Advanced Treatments for Treatment-Resistant Depression
For...
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Can a Lapsed Health Insurance Policy Be Revived
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Failure to pay the premium by the renewal date may cancel your coverage; however, a lapsed health policy does not mean it has been terminated permanently. Most insurers permit you to revive (reinstate) a lapsed policy within a short time.
In...
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Is Ulcerative Colitis Included in Health Insurance Coverage?
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Ulcerative colitis is a chronic inflammatory bowel disease that affects the large intestine and requires long-term medical care. Since it involves ongoing treatment, hospitalisation, and medication, many people wonder whether health insurance covers ulcerative colitis and related expenses.
It is important...
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Documents Required to Buy Health Insurance
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Before diving into comparing policies to select the ideal one for your loved one and you, don’t overlook it! Get your ID proofs ready. Paperwork may not be an exciting activity in the process, but having the necessary documents at...
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How Many Types of Preventive Care Coverage Are Available in Health Insurance?
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Preventive care coverage in health insurance typically comes in three types - regular check-up packages, comprehensive packages, and corporate plans, each offering different tests, consultations, and benefits.
Choosing the right one depends on your age, health condition, lifestyle, check-up frequency, and...
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Does BMI Influence Emergency Hospitalisation Coverage?
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Yes, Body Mass Index (BMI) can play a role in determining emergency hospitalisation coverage at times, but that doesn't mean the claim would be automatically denied because of it. Insurance companies will consider Body Mass Index during their health risk...
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What is the Difference Between General Insurance and Health Insurance?
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General insurance is a broad category covering non-life assets like vehicles, homes and travel, with policies typically lasting one year. Whereas health insurance is a specific type of general insurance focusing only on medical expenses, treatment, and hospitalisations. Additionally, general...
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