Does Health Insurance Cover Urinary Tract Obstruction?

Most health insurance plans cover urinary tract obstruction, also known as obstructive uropathy. Many Insurers typically cover expenses related to diagnosis, treatment, and hospitalisation, as this condition requires timely medical attention and proper care.

Read on to know more.

What are the Treatments of Urinary Tract Obstruction Covered Under Health Insurance?

Health insurance plans typically cover a range of treatments for urinary tract obstruction, depending on medical necessity. These commonly include:

• To cause temporary relief and restore urine flow, doctors can place a drain or ureteral stent in the renal pelvis.


• Experts can place a nephrostomy tube to extract urine directly out of the kidneys through the back.


• A Foley catheter may be inserted into the bladder via the urethra to remove the accumulated urine.


• Antibiotics are frequently prescribed by doctors as a measure of treating urinary tract infections and preventing further complications.


• Medications may be given to relax prostate muscles, making it easier to pass urine.

These treatments assist in controlling the condition and avoiding additional harm. Insurers cover these treatments when hospitalisation or medical care is needed.

What are the Different Causes of Urinary Tract Obstruction?

Some of the common causes of urinary tract obstruction are as follows:

• Kidney Stones:Stones formed in the kidneys can travel through the ureters towards the bladder and block the flow of urine.


• Strictures:Narrowing of the urinary passages, such as the urethra or bladder neck, can restrict urine flow and lead to obstruction.


• Benign Prostatic Hyperplasia (BPH):In men, an enlarged prostate gland can press against the urethra, making urination difficult.


• Pregnancy:The expanding uterus can put pressure on the urinary tract or bladder, leading to difficulty in emptying the bladder and affecting kidney function.


• Tumours:Urinary tract growths, such as bladder or prostate tumours, may obstruct urine flow or exert pressure on nearby structures.


• Uterine Prolapse:A dropped uterus can compress the ureters, interfering with urine flow from the kidneys to the bladder and potentially causing kidney swelling.

Overall, most health insurance plans cover urinary tract obstruction and its treatment when needed. However, coverage can vary by policy, so it’s best to check your plan details.