Can Recurring Seizures In Epilepsy Be Covered Multiple Times?

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Yes, recurring seizures in epilepsy can be covered multiple times under comprehensive health insurance plans in India, provided the policy is active, and the sum insured has not been utilised fully.



  • Multiple Claims: Leading insurance providers in India allow for multiple claims for hospitalisation, treatment, and prescribed medicines for chronic conditions like epilepsy during a policy tenure.

  • Waiting Periods: As a pre-existing condition, epilepsy typically involves a particular waiting period before claims are accepted.

  • Coverage Scope: Comprehensive plans for epilepsy often provide coverage for inpatient hospitalisation, daycare procedures, pre- & post-hospitalisation expenses and diagnostic tests.


However, the extent of coverage is subject to the policy’s terms and conditions, including sum insured limits and specific conditions related to pre-existing diseases.


Potential Cause of Seizures


The following are the primary causes of seizures. These include:



  • Very low blood sugar

  • Alcohol withdrawal

  • High fever

  • Head trauma


Epilepsy is a common neurological disorder across the world, including India. Epilepsy is commonly seen in children and young adults. As of now, there is no cure for epilepsy, but it can be managed by following recommended medications.


What are the Types of Epilepsy?



  • Generalised epilepsy

  • Partial Epilepsy

  • Infectious Epilepsy

  • Brain Structure Abnormalities

  • Stroke and Trauma

  • Abnormalities in the Immune System


Potential Risk Factors in the case of Epilepsy


Here are the primary risk factors of epilepsy:



  • Dementia: Dementia is the primary and significant cause to increase the chances of epilepsy.

  • Head spasms:Accidental head injuries may sometimes become the prominent cause of epilepsy. You can reduce your injury by following the traffic rules of wearing seatbelts and a helmet while driving to prevent accidents.

  • Brain infection: Brain inflammation can be triggered by meningitis, and this may lead to epilepsy in the future.

  • Childhood seizures: In many cases, children with high-grade fevers may be affected with epilepsy. Epilepsy can be triggered as a proportion of the grade of fever.