Star Health Forum

Many medical emergencies can occur at any time in life. Healthcare costs in India are rising each year, so you should be prepared for any situation. From hospitalisation to medication, bills can pile up quickly. Therefore, with health insurance in...

At the age of 45, your body starts to change gradually. Your immune system can become weaker, recovery from illnesses can take longer, and minor health problems can last longer than usual. Insurers consider these changing health trends, and this...

Switching to a better health plan may help your coverage, but timing is crucial to avoid gaps. According to IRDAI (Insurance Regulatory and Development Authority of India) regulations, porting is only possible during renewal. This implies that you have to...

Selecting health insurance in tier 2 and tier 3 cities is slightly different from a metro area. The disparities in healthcare access, expenses, and the number of insurance providers can affect the coverage you need as well as the plan...

Maternity expenses in India can vary significantly depending on the city where treatment is taken. The advanced infrastructure, premium hospitals, and specialist availability in Tier 1 cities lead to higher healthcare costs. Tier 2 cities provide affordable maternity services that...

Porting your health insurance should be an effortless thing to do. But, in reality, it is not so easy. Rejections, delays, and documentation gaps are common hindrances if policyholders do not follow the appropriate steps.

Read on until the...

Group Medical Coverage (GMC) and Group Personal Accident (GPA) are widely used forms of corporate insurance that employers offer to safeguard their workforce. Although both policies are designed to offer financial protection, they are used differently, and they work differently....

Health insurance policies in India include sub-limits and caps on certain expenses. One of the most important of these is the ICU (Intensive Care Unit) charge limit. As ICU care is the most expensive part of hospitalisation, understanding how these...

Maternity insurance offers financial coverage against pregnancy-related expenses, ensuring protection and peace of mind. However, they come with sub-limits which influence the actual maternity coverage offered by your health insurance plan.

Sub-limits are the capped amount that your insurance company will...

A policy schedule gives a brief summary of what is covered under your health insurance policy. It is normally included at the start of your policy document by insurers. This formal document includes the policyholder's details, the sum insured, exclusions,...