Star Health Forum

The Insurance Regulatory and Development Authority of India (IRDAI) functions as an autonomous regulatory authority and is responsible for regulating and safeguarding the health insurance policyholder's interests.

It oversees policy issuance and claims through strict regulations, fair practices, and efficient grievance...

Yes, an insurer can investigate your past malaria history during claim assessment after the moratorium period under specific conditions. However, this is possible only under certain rules & regulations and valid reasons such as suspected non-disclosure or incorrect information.

What is...

Certainly, changing insurance companies is a very common choice among those who want better services or even lower premiums or coverage. Even though sticking with the same company might be a convenient way of doing things, opting for another company...

You can protect yourself from Health Insurance Misrepresentation by staying alert, verifying every detail, and dealing only with trusted insurers and authorised representatives.

Simple habits such as checking policy documents, protecting personal data, and avoiding suspicious offers can significantly reduce your...

A fracture heals, a joint replacement goes well, and the surgeon says everything looks good. But then comes the part nobody warns you about - weeks of physiotherapy, mobility exercises, follow-up visits, and assistive devices. It all adds up quickly,...

The habit of smoking has unfortunately become so common in our society. Smoking not only affects our health but also creates a significant impact on our finances. When it comes to health insurance policies, smokers avoid them because of the...

Applicants who are eligible under the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) may receive card approval within a few days of completing the verification process. In many situations, approval can take place within 3 to 10 days.

However,...

In health insurance, the proposer is the person who applies for the policy. This person fills out the form, gives all the needed details, and agrees to the insurance company’s rules. Usually, the proposer is also the one who owns...

What is the Claim Settlement Ratio in Health Insurance?

CSR, also known as Claim Settlement Ratio in health insurance, is an important metric that helps us know the number of claims settled to the number of claims received by the health...

You can check the status of your Ayushman Card online through the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY) beneficiary portal or the official Ayushman mobile app. This can be done easily and typically needs your registered mobile number,...