Star Health Forum

Ophthalmic treatment or treatment related to vision disorders includes everything from routine eye examination and vision correction to the treatment of serious medical condition including cataracts, glaucoma, and retinal detachments. Treatment includes multiple techniques and procedures, based on the condition...

The Ayushman Bharat Health Account (ABHA) card provides each citizen in India with a unique 14-digit health ID that grants access to healthcare services. It is an innovative initiative under the Ayushman Bharat Digital Mission (ABDM), which aims to facilitate...

When we buy a health insurance plan, we usually focus on the basic features like room rent, treatments covered or the overall sum insured. But in recent years, insurers have added useful add-ons that make your policy work much better...

What is the Claim Settlement Ratio in Health Insurance?

CSR, also known as Claim Settlement Ratio in health insurance, is an important metric that helps us know the number of claims settled to the number of claims received by the health...

Maternity waiting period is the minimum time that an insured pregnant woman has to wait to claim their insurance benefits after purchasing health insurance. It may vary between 3 months and 6 years, depending on the insurer, and any claim...

Your occupation significantly influences your health insurance plan through access, cost, and coverage quality. High-risk jobs, such as mining or construction, often result in higher premiums or lower coverage. In contrast, sedentary or professional jobs give you better organisation-sponsored options....

When investing in a health insurance policy, there are many commonly used terms that may be confusing for many individuals. Two such terms are coinsurance and copay. In health insurance, these are the types of cost- sharing methods.

If you’ve ever...

Telemedicine coverage in health insurance gives formal permission to the insured person to receive remote medical consultation through phone, video, or chat, treating it as similar to in-person visits. Particularly, it is categorised under out-patient department (OPD) coverage, enabling reimbursement...

Are you still confused between mediclaim and health insurance? People usually mix up these two most commonly used terms in the health industry. Mediclaim policies are less expensive because they offer limited coverage to individuals. On the other hand, health...

Health insurance policies cover the insured's medical expenses. However, a base plan may not be sufficient to cover frequent treatment requirements or long hospital stays. Add-ons like top-up and super top-up plans can provide you with additional financial protection during...