Star Health Forum

Super top up health insurance plans help cover multiple medical expenses incurred in a policy year beyond the deductible limit. However, it is not suitable for all insured individuals.

It is ideal to purchase a super top up plan only when...

Ophthalmic treatment or treatment related to vision disorders includes everything from routine eye examination and vision correction to the treatment of serious medical condition including cataracts, glaucoma, and retinal detachments. Treatment includes multiple techniques and procedures, based on the condition...

The Ayushman Bharat Health Account (ABHA) card provides each citizen in India with a unique 14-digit health ID that grants access to healthcare services. It is an innovative initiative under the Ayushman Bharat Digital Mission (ABDM), which aims to facilitate...

When we buy a health insurance plan, we usually focus on the basic features like room rent, treatments covered or the overall sum insured. But in recent years, insurers have added useful add-ons that make your policy work much better...

Maternity waiting period is the minimum time that an insured pregnant woman has to wait to claim their insurance benefits after purchasing health insurance. It may vary between 3 months and 6 years, depending on the insurer, and any claim...

Your occupation significantly influences your health insurance plan through access, cost, and coverage quality. High-risk jobs, such as mining or construction, often result in higher premiums or lower coverage. In contrast, sedentary or professional jobs give you better organisation-sponsored options....

When investing in a health insurance policy, there are many commonly used terms that may be confusing for many individuals. Two such terms are coinsurance and copay. In health insurance, these are the types of cost- sharing methods.

If you’ve ever...

Telemedicine coverage in health insurance gives formal permission to the insured person to receive remote medical consultation through phone, video, or chat, treating it as similar to in-person visits. Particularly, it is categorised under out-patient department (OPD) coverage, enabling reimbursement...

Health insurance policies cover the insured's medical expenses. However, a base plan may not be sufficient to cover frequent treatment requirements or long hospital stays. Add-ons like top-up and super top-up plans can provide you with additional financial protection during...

The primary difference between individual and group health insurance lies in their scope and ownership. Individual health insurance is a personal health policy purchased by individuals to cover their healthcare costs, offering flexibility in benefits, scope of customisation, and long-term...