Star Health Forum

Health insurance and personal accident cover differ mainly in what they protect you against. Health insurance covers medical expenses due to illnesses and hospitalisation, while personal accident cover specifically protects against injuries, disability, or death caused by accidents. Both serve...

You can protect yourself from health insurance fraud by staying alert, verifying every detail, and dealing only with trusted insurers and authorised representatives.

Simple habits such as checking policy documents, protecting personal data, and avoiding suspicious offers can significantly reduce your...

A group health insurance is a specialised insurance scheme dedicated to employees of a company or a professional association’s members. The key advantage of such a policy is that it provides immediate coverage for pre-existing diseases (PED) for the insured...

Diabetes is becoming a growing concern in India. According to the studies of the World Health Organization (WHO), this country has over 7.7 crore people above the age of 18 years suffering from Type-2 diabetes and around 2.5 crore prediabetics....

Are you not satisfied with your new health insurance policy? If yes, you can easily cancel your policy without any hassle during the free-look period.

This period is specifically designed to help policyholders review their new policy terms and cancel them...

Stem cell transplants have emerged as a life-saving solution for blood disorders, cancers, and genetic conditions. In simple words, this medical procedure replaces unhealthy or destroyed blood-forming stem cells with healthy ones.

Although its cost generally ranges between ₹15 lakh and...

Yes, your health insurance premiums can increase during renewal. The reason is clearly because of rising medical inflation, increasing age, and higher claim history.

Mostly during your policy tenure, insurers reassess risk, which can influence your renewal cost. This is why...

Injuries related to hazardous activities such as paragliding, motor racing, or bungee jumping are generally not covered under a standard health insurance policy. This is because insurers classify activities as extremely life-threatening and injury-prone, resulting in costly claims.

However, if you...

Health insurance in India is an exceedingly growing sector, growing at 9% according to the Economic Times. In fact, in 2024-25, the sector recorded a premium volume of ₹1.2 lakh crore.

As awareness grows and more people become secure, a question...

A personal accident insurance policy provides financial protection against unforeseen events causing injury, disability, or death. It ensures coverage for medical expenses, income loss, and rehabilitation costs.

With rising uncertainties in daily life, such a policy offers security and peace of...