Star Health Forum

Bariatric surgery, a weight-loss procedure that helps manage obesity, typically costs between ₹2,20,000 and ₹5,00,000 in India. It is a medical solution for people struggling with severe health risks such as heart disease, hypertension, diabetes, and sleep apnea.

While the procedure...

Health insurance does more than just cover hospital bills. It helps you to reduce tax liability. In India, the government encourages people to buy health insurance by offering tax benefits under the Income Tax Act, Section 80D. If you plan...

When you purchase a health insurance policy, insurers assess your medical history to understand the potential risks. One of the most important terms you will encounter is ‘pre-existing disease’ policy.

It refers to any medical condition which you had and received...

Choosing between a long-term and a short-term health insurance plan depends on your financial goals, medical needs, and lifestyle. Both options offer health coverage, but they differ in duration, premium structure, flexibility, and long-term benefits. Knowing about their differences will...

Personal accident coverage provides financial protection when an unexpected accident disrupts your life. While health insurance pays for medical treatment, personal accident insurance focuses on the financial consequences of accidental injuries, disability or death.

It acts like a safety net which...

Health insurance premiums are not the same for everyone. Insurers calculate your premium based on your risk profile. One important concept that affects your premium is loading. Knowing how loading works and which factors influence it can help you understand...

No, there is no fixed age after which you cannot buy health insurance in India anymore. As per recent regulations, insurers are required to offer policies to individuals of all age groups, though terms, premiums, and conditions may vary depending...

You should always disclose your pre-existing conditions to your insurer because it ensures your policy remains valid and you can claim easily without complications. Being transparent at the start helps you avoid claim rejections, inaccurate premiums and policy disputes later...

You can reduce your health insurance premium without losing coverage by making smarter policy choices, starting at a young age, and using built-in benefits wisely. The key is to optimise your plan rather than cutting essential protection, so you stay...

You can supplement group health insurance with an individual cover by identifying coverage gaps and choosing a personal policy that fills them. This ensures continuous protection, higher coverage, and flexibility beyond your employer’s plan. Relying on both creates a more...