Star Health Forum

Despite government initiatives, around 30-50% of the Indian population still do not have health insurance. They lack medical insurance due to low awareness, high premiums, and trust issues with insurers regarding reimbursement or claim rejections.

Explore the reasons why Indians consider...

As a beginner in health insurance, you should understand the key terms and evaluate why you need it. Then, you have to choose the right health insurance policy by considering your budget, plan type and other factors. Let us understand...

Health insurance fraud in India leads to losses of nearly ₹8,000–10,000 crore in claim payouts every year. To stay protected, watch for key warning signs such as unregistered agents, unsolicited offers and mismatches in policy documents.

Always verify insurers on the...

Yes, besides having corporate health insurance, you should purchase a personal or individual insurance policy. A corporate health insurance provides a limited sum insured up to your retirement. Let us explore why you need individual health insurance while you have...

You have to wait for a minimum of 30 days and up to 3 to 4 years to avail your health insurance policy benefit, depending on the type of waiting period. The insurance company cannot reject your claim after this...

A personal accident cover provides you with medical coverage against death, injuries, and disabilities from accidents. You can consider buying a personal accident policy if you frequently travel by road, rail, or air, and want comprehensive security. Let us explore...

The cost of LASIK eye surgery in India is between ₹20,000 and ₹1,30,000, approximately, depending on the surgery type, surgeon, and your city. By reshaping the cornea to improve how light focuses on the retina, LASIK surgery treats refractive issues....

You can recognise viral fever by experiencing symptoms like fatigue, skin rash, headache, and respiratory symptoms. For treatment, you can stay hydrated, take rest, have antiviral medications with doctor’s consultations, and eat light meals. Let us know more about the...

Health insurance premiums are rising 27.17% year on year in India. In this scenario, is it necessary to upgrade your existing health insurance cover, considering the increased premium rates?

Yes. You should upgrade your health insurance coverage every 3-5 years, as...

Yes, you should buy a super top-up plan on top of your existing health insurance policy. It increases your coverage benefits at a lower premium. Specifically, adding an extra layer of protection to your existing healthcare plan can combat rising...