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Is 5 Lakh Health Insurance Enough in India?

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In India, where medical expenses are rising consistently, a ₹5 lakh health insurance cover is considered a basic or starter plan. It may suit young individuals aged 20 to 30 or small families in Tier 2 or Tier 3 cities....

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What Support is Available For Multiple Sclerosis Under Insurance?

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Multiple Sclerosis is a long-term condition which affects the brain and spinal cord. It can lead to muscle weakness, balance issues, vision problems and disability over time.

Many insurers include Multiple Sclerosis under critical illness coverage. Policyholders receive substantial financial support...

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Why Should I Buy Health Insurance Early Instead of Waiting?

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Many people delay buying health insurance because they feel healthy and do not see an immediate need. However, waiting can create financial and medical risks. Purchasing health insurance early on helps you save money, secure better coverage and avoid any...

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Is ₹10 Lakh Health Insurance Enough for a Family?

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A ₹10 lakh health insurance may be enough for your family, depending on factors such as your family size, your and your family members’ age, health conditions, lifestyle, etc. While having health insurance for your family brings you peace of...

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Is 10 Lakh Coverage Enough in Metro Cities?

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A ₹10 lakh health insurance coverage in metro is enough for an individual plan, but not for a family floater plan for 4 to 5 members. According to The Economic Times, the cost of a heart transplant can go up...

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Health Insurance for High-Risk Individuals

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A health insurance plan covers the treatment costs and medications for those who have poor lifestyle habits, pre-existing conditions, and a family history of critical illnesses. However, you can buy any type of health insurance policy based on your risk...

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Can I Add My Parents After Buying Policy?

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Yes, you can add your parents after buying a health insurance policy. However, it will be better to purchase an alternative plan for them. Let us understand the main drawbacks of adding your parents to your plan, and what else...

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What is the Best Plan for a 50-Year-Old?

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When it comes to health insurance, buying early is the best course of action. However, even if you didn’t buy health insurance in your 20s or 30s, that doesn’t mean you cannot be covered.

If you are in your 50s, buying...

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What is the Best Strategy for Health Insurance Planning?

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The best strategy for health insurance planning involves choosing the right coverage, considering family needs, picking an affordable plan, and choosing insurers with a high claim settlement ratio. You may choose a shorter time period and a higher sum insured...

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What is the Best Health Insurance Plan for a 40-Year-Old?

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Individuals in their 40s usually encounter some major changes in their lives. At this stage, their medical needs start to rise with their family size, which often includes dependent children, spouse or parents.

This is why policyholders of this age need...

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