Star Health Forum

Yes, a ₹1 crore health insurance plan can be useful. It is especially relevant for big families, people living in metro cities and those who want to cover cancer care, organ transplants, heart procedures and prolonged hospitalisation.

With healthcare costs increasing...

Polycystic Ovary Syndrome, commonly known as PCOS, is a hormonal condition that affects many women in India. When applying for a health insurance policy, applicants often wonder how insurers view this condition during medical underwriting.

What Does Pre-Existing Disease Mean?

A pre-existing...

No, there is no usual cooling-off period on the restoration benefit in health insurance. The activation and availability of the restoration benefit would vary depending on the insurer's policy terms and conditions. When the specified conditions are met, the insured...

A family floater health plan is generally better and more cost-effective for young, healthy families at risk of seasonal illnesses like malaria. However, individual coverage is safer if one member contracts severe malaria requiring long-term hospitalisation, as a single large...

To use cashless insurance benefits for pneumonia diagnostic tests, such as chest X-rays, CT scans, or blood tests, you must have either a comprehensive healthcare plan covering the outpatient department (OPD), diagnostic costs or an active inpatient hospitalisation claim.

Key Steps...

Electroconvulsive Therapy (ECT) is a trusted treatment for some serious mental health conditions, especially when other treatments have not been effective. Doctors often suggest ECT for severe depression, mood disorders that do not respond to regular treatment, and some emergencies....

To calculate the right health insurance sum insured in malaria-prone areas in India, evaluate your family’s baseline risks, local medical expenses, and medical inflation. For families in top-tier cities, a baseline family floater coverage of ₹10- ₹15 lakh is recommended,...

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) offers comprehensive health insurance coverage for a range of serious diseases, including cancer, without requiring beneficiaries to pay high medical costs, as long as they belong to eligible families.

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When it comes to diagnosing kidney stones, doctors usually use a mix of tests like scans and blood work. Blood tests are especially helpful because they can show what might be causing the stones and how serious the problem is....

Zone-based pricing in health insurance adjusts your premium according to your city’s healthcare landscape and medical inflation. Residing in a higher-tier zone increases the premium. Residing in a higher-tier city increases premium costs but provides full cashless facilities for advanced...