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What Should I Consider When Buying Insurance With Pre-Existing Conditions?

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When buying health insurance with pre-existing conditions, always reveal all health history honestly, comparing healthcare plans to get the shortest waiting periods, and checking for specific exclusions or co-payment clauses. Opt for a higher sum insured to manage inflation and...

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When Should You Move From Family Floater To Individual Health Insurance?

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Individual health insurance is a type of plan that covers each person individually, with its own dedicated sum insured. This insurance becomes beneficial as a family’s health care needs begin to be different or more extensive than they were previously.

Switching...

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What Should People in Tier 2 and Tier 3 Cities Look for in Health Insurance

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Healthcare access in Tier 2 and Tier 3 cities may be limited compared to metro areas. Fewer speciality hospitals and limited advanced treatment facilities can make it challenging for individuals to receive timely medical care locally.

In many cases, patients may...

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What Should I Check Before Seeking Coverage For Typhoid Fever?

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Before seeking health insurance coverage for typhoid fever treatment or vaccination, you should check the waiting periods, pre-existing condition clauses and whether hospitalisation is required for coverage to apply in the typhoid-specific health insurance plan. On the other hand, typhoid...

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What should I choose - long-term or short-term insurance plans?

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Long-term or short-term health insurance plans are the two primary options available in India. Each comes with unique benefits and limitations. Therefore, understanding the differences between the two can help you choose the best according to your needs.

A short-term health...

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What should I be careful about when filling out a proposal form?

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Do you know that when applying for a health insurance policy, you may be required to fill out a proposal form? This is a form that health insurance companies use to evaluate your health condition and find out the level...

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What Rehabilitation Support Is Available For Stroke?

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Health insurance for stroke in India offers coverage for acute hospitalisation, based on the plan, and post-stroke rehabilitation support, including physiotherapy, occupational therapy, psychological support and speech therapy. Insurers provide stroke rehabilitation support for stroke victims through specialised insurance plans....

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What risks do I face if I don’t have health insurance?

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Health insurance is a must and no longer an option. The cost of medical treatment is going up regularly, and even a small hospital visit can come with hefty bills. Therefore, people without health insurance can face financial difficulties and...

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What Preventive Tests are Covered for Free Annually Under Indian Health Insurance Policies?

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Preventive healthcare is now a part of health insurance in India. Insurance companies are focusing on finding health problems rather than just treating them. Many health insurance policies offer medical check-ups every year, which helps people keep track of their...

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What Outpatient Support Exists for Migraines?

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Outpatient support for migraines is comprehensive, involving a combination of acute treatments to stop attacks, preventive medications to reduce frequency, and non-pharmacological lifestyle and behavioural approaches. Migraine insurance coverage typically includes doctor consultations, medications, and emergency care, often covered under...

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