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What Does IPD Actually Stand For?

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Respiratory infections can sometimes turn serious, especially when bacteria spread beyond the lungs and affect vital parts of the body. One such condition is Invasive Pneumococcal Disease (IPD), a severe infection that requires timely medical attention and proper care.

In healthcare...

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What are the Hidden Limits of Employer Health Insurance?

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Most people are fully dependent on the health insurance offered by their employer since it is convenient and requires minimal effort in managing it. It may seem that it is enough to cover the majority of medical requirements, and the...

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What Are the Must-Have Features in a Health Insurance Policy?

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Not all health insurance plans offer the same level of protection. Some look good on paper but come with limits, waiting periods, or exclusions that only show up when you try to make a claim.

If you’re choosing a policy, it...

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What Diseases Lead to Outright Rejection by Insurers

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People believe that diabetes, hypertension, heart disorders, cancer and alcohol-related issues create automatic insurance rejection. Conditions such as HIV/AIDS, active cancer under treatment, severe heart disorders, congenital diseases, severe liver or kidney failure, and serious psychiatric illnesses are among the...

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What Are the Different Health Insurance Premium Payment Modes?

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Insurers offer various payment methods for health insurance premiums to facilitate customer payments. With a range of payment options, individuals can choose the best method that suits their financial planning and budget. To avoid missing policy payments or lapses, knowing...

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What Are Micro Health Insurance Products

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The common idea about health insurance is that it is an expensive service and thus unjust to many who have low incomes. Nonetheless, micro health insurance schemes explicitly seek to fill this gap.

These are government-approved, small-scale coverage policies with...

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What are Attendant Allowances in Health Insurance?

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Health insurance policies in India do not just cover hospitalisation and treatment costs. Several plans include additional benefits to help ease the burden on patients as well as families.

One such benefit is the attendant allowance. This helps cover expenses incurred...

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Using Corporate and Personal Health Insurance Together in India

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Corporate health insurance is a policy that covers a large number of employees and offers basic insurance coverage to meet common medical needs. Nevertheless, its standardised format fails to address personal needs and provide adequate coverage in every situation. Although...

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Voluntary Top-up in Group Health Insurance: Should You Opt In?

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Often, the health insurance provided by your company may prove insufficient. A single hospitalisation might deplete the plan. That’s because group health insurance plans generally have a limited sum insured, which might be inadequate when facing serious health issues.

Voluntary top-up...

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Understanding the Difference Between Planned and Emergency Maternity Coverage

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Individuals planning to start their family should get maternity coverage with their health insurance policy. However, you cannot avail the benefits of maternity coverage immediately as it comes with a waiting period. Here comes the need for planned adoption of...

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