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Which Documents are Required for the Ayushman Bharat Card?

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The rising costs of healthcare have become challenging to tackle, especially for low-income families. This is why the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana, also known as PMJAY, has come into the picture, ensuring financial security for low-income groups.

Eligible...

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What Is Coverage for Alzheimer’s Disease in Insurance?

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Alzheimer’s disease health insurance usually helps cover the medical expenses related to the treatment of Alzheimer’s, a condition that can often lead to dementia. The insurer may either reimburse the treatment costs or provide a lump sum payout after the...

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What is Ayushman Bharat PM-JAY and How Does It Work?

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Ayushman Bharat PM-JAY is one of the significant health insurance schemes of the Government of India. It is a government-provided health insurance scheme that provides cashless hospitalisation benefits of up to ₹5,00,000 per family annually. It targets economically disadvantaged families...

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Do I Need Bills and Receipts To Claim 80D Tax Benefits?

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You generally do not need to submit bills or receipts while filing your Income Tax Return (ITR) to claim deductions under Section 80D. However, it is essential to retain health insurance premium receipts and medical bills for at least 6...

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What is Self-Declaration in Health Insurance Applications?

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The insurer generally requires basic details about your health when you apply for a health insurance policy. This helps them to understand your medical history and assess the level of risk before issuing a cover as per your specific health...

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Which TPA is Best for the Health Insurance Plan in India?

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Top TPAs (Third Party Administrators) in India are known for large hospital networks and an efficient claim settlement process. While insurers often assign TPAs, choosing a health plan with a strong TPA partnership ensures faster, often digital, cashless settlements. Additionally,...

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Health Insurance Considerations for Working Couples

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Marriage marks the beginning of a beautiful journey where two people not only share dreams but also responsibilities. This is why, if both partners are working, choosing the right health insurance becomes essential to ensure financial protection and quality healthcare.

From...

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Best Health Insurance Structure for Families

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The best health insurance structure for most families is a family floater plan, often supplemented by a separate senior citizen plan for elderly parents and a top-up policy to increase coverage.

With the rising medical costs in India (inflation rate consistently...

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What is the GST Rate on Health Insurance Premiums?

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Why pay extra when you do not have to? Protect your family under one health insurance policy with 0% GST on health insurance premiums. Yes, this is possible because the GST rate on individual and family floater plans has been...

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How Does GST Affect My Health Insurance Premium?

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Knowing how GST (Goods and Services Tax) affects your health insurance premium is essential for accurate financial planning. GST directly influences the total amount you pay for coverage, either by increasing costs or altering pricing structures.

Knowing how this tax applies...

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