Star Health Forum

Joint replacement surgery is usually recommended when pain and stiffness begin to interfere with daily life. Since the knees play an essential role in walking, sitting, and staying active, any long-term discomfort can significantly affect overall independence and mobility. As...

Diagnosis of cancer changes everything. The quality of life during recovery, the chosen treatment, and the outcome itself are all important factors. That is why the second opinion benefit in health insurance is one of the most genuinely valuable features...

Critical illnesses such as cancer or heart disease are quite common, but many people remain unprepared for their financial impact. The cost of treatment in India can be staggering. According to a recent survey, almost half of the population has...

Health insurance needs rarely stay the same over the years. As families grow, age, and face changing medical conditions, a plan that once seemed sufficient may no longer provide adequate protection. Hence, relying on a single policy for everyone can...

Health insurance policies often include a co-payment clause, where the policyholder agrees to pay a certain percentage of the medical expenses while the insurer covers the rest. Co-payment is commonly applied in senior citizen plans, specific treatments, or when choosing...

Everyone likes getting something extra for their spending, whether it's cash back, discounts, or special deals. Similarly, insurance companies also reward their policyholders with a no-claim bonus (NCB) for not making a claim.

While many people understand what NCB is, fewer...

Health insurance plans cover various types of medical treatments, including daycare and OPD treatments. Although both involve short-duration medical care, they differ in terms of hospitalisation, coverage, and treatment type.

Understanding the difference between daycare and OPD treatment can help...

A family floater health insurance plan covers multiple family members under a single sum insured. The plan offers cost savings and user-friendly benefits, yet selecting an appropriate sum insured is its most vital element.

This is because all members share...

When you get health insurance, you probably think of the basic coverage needs, like doctor fees, hospitalisation, and treatments. But standard plans might not cover every medical or financial need. This is where optional covers, also known as add-ons or...

The term inflation protection in health insurance refers to built-in features or add-ons that help the coverage maintain its value against rising medical expenses over time. The benefit serves a vital purpose in India, where medical inflation reaches 12-15% each...