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Are Rare Eye Disorders Covered Under Health Insurance?

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If you or someone you know has been diagnosed with an eye condition, the first thing that comes to mind is usually how you will pay for the treatment. Treatment for eye disorders can be very expensive. So does your...

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Can BMI Affect Critical Illness Insurance?

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The phrase "stent replacement" is not entirely correct as far as the terminology of medicine is concerned. Stents are devices that consist of metal mesh tubes and cannot be replaced because, once installed, they remain permanent. However, when there is...

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Does Insurance Include Hyperparathyroidism Treatment?

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Health insurance usually covers Hyperparathyroidism. It includes essential diagnostic tests, medications and surgical removal of the affected glands. Read this blog to know what the types of Hyperparathyroidism are and why you need to buy health insurance for it.

What are...

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Does Cashless Health Insurance Have Any Exceptions?

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Cashless health insurance is one of the most convenient features of modern policies, letting the insurer pay the hospital directly so you do not have to arrange funds during a medical emergency. However, cashless claims are not guaranteed in every...

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Does the Age of a Policyholder Matter While Porting Health Insurance?

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If you are thinking about switching your health insurance to a different company, you might wonder whether your age could become a hurdle. The short answer: age cannot legally block you from porting, but it does influence the new insurer's...

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What Is the Typical Limit for OPD Expenses Under Health Insurance Plans?

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If you are looking at OPD cover in health insurance, you will find that the limits vary widely depending on the policy and insurer. Most plans offer annual OPD limits ranging from around ₹5,000 to ₹50,000, though this amount depends...

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What Is the Right Time to Buy a Senior Citizen Health Insurance Policy?

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If you are wondering when to buy health insurance for yourself or your parents as they approach their senior years, the short answer is: sooner rather than later. Waiting too long can mean higher premiums, longer waiting periods before full...

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Does Health Insurance Cover a Wife?

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Yes, health insurance can cover your wife. In India, you have multiple ways to include your spouse under your health coverage: a family floater plan, adding her to an existing policy, or buying a separate individual plan for her. The...

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What Is Cashless Hospitalisation in Health Insurance?

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When a medical emergency strikes, the last thing you want is to scramble for cash to pay hospital bills. Cashless hospitalisation solves this problem by letting your insurer pay the hospital directly. Here is how this facility works and what...

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Does Health Insurance for People with Disabilities Include Co-payment?

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If you or a family member has a disability and you are looking at health insurance, understanding co-payment is essential. Yes, most health insurance policies designed for persons with disabilities (PwD) in India do include a co-payment clause, though the...

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