Star Health Forum

Managing diabetes is not just about daily care, but also about being financially prepared for sudden complications. Health insurance plays a key role in protecting individuals during diabetic emergencies such as severe hypoglycaemia, diabetic ketoacidosis, or infections that require urgent...

A deductible is a fixed, upfront amount you must pay out-of-pocket for medical treatments before your health policy kicks in. For typhoid treatment, deductibles directly increase your sudden out-of-pocket expenses, but selecting a higher deductible can substantially lower your yearly...

Insurers evaluate recurring ovarian cysts as pre-existing diseases. Underwriting team assess risk by looking at the cyst’s type (eg, simple, endometriotic, dermoid), size, symptoms and potential for malignancy using ultrasound imaging and tumour marker (CA-125) blood tests. Policyholders usually face...

Continuity benefits play an important role in ensuring that policyholders do not lose valuable health insurance benefits when porting their health insurance policy. This becomes especially relevant in conditions like malaria, because when you suffer from this condition, timely treatment...

By adding a super top-up plan, using the renewal upgrades, having continuous cover and regularly reviewing your policy benefits, you can increase your family health insurance cover at a reduced cost. Rather than purchasing an entirely new high-value policy, these...

Navigating health insurance for expensive depression treatments requires understanding parity laws, pre-authorisation, and out-of-network. According to the IRDAI in India, mental illness must be covered on par with physical illnesses. To handle costs, leverage network providers for cashless claims...

Thyroid problems often start quietly, but they can become serious if not caught early. If you notice symptoms like a fast heartbeat, sudden changes in your weight, feeling very tired, or swelling in your neck, your doctor might suggest an...

Sinusitis is a common condition characterised by inflammation of the sinuses. This can cause symptoms like nasal congestion, headache, thick mucus discharge, and facial pressure. Most patients with sinusitis can get well with simple treatment, but if the condition gets...

Specifically, comprehensive healthcare plans, diagnostic tests for depression are covered if they are required during an inpatient hospitalisation lasting at least 24 hours in an authorised psychiatric facility. Routine outpatient department (OPD) consultations and standalone diagnostic tests are generally not...

Ideal health insurers in India cover emergency care and complications for pneumonia under their comprehensive, critical illness, and specific respiratory plans. Coverage generally includes ICU admissions, ventilators, hospitalisation, medication, and ambulance fees, though pre-existing diseases are subject to specific policy...