Newest Questions
Are Dietary Consultations Covered for Kidney Stones?
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Kidney stones are a common health concern in India, often linked to diet, hydration, and lifestyle habits. Since food choices play a major role in both prevention and recovery, many patients wonder whether health insurance covers dietary consultations related to...
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Are Diagnostic Coronary Angiograms and Cardiac MRI Scans Covered
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Advanced diagnostic tests like coronary angiograms and cardiac MRI scans are often essential for identifying heart-related conditions at an early stage. A common question among policyholders is whether these procedures are covered under a health insurance plan. The answer is...
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Are Diagnostic Blood Panels Like Liver Function Tests Fully Covered?
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Diagnostic blood panels, including Liver Function Tests (LFTs), play an important role in identifying underlying health conditions and monitoring overall well-being. However, when it comes to health insurance coverage, many people are unsure whether these tests are fully paid for...
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Are Ambulance Costs for Transporting Weak Dialysis Patients Covered?
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For patients undergoing regular dialysis, travel to and from the hospital can be physically exhausting. Many families in India wonder whether ambulance costs for such frequent medical transport are covered under health insurance. The answer depends on the type of...
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Are Benign Ovarian Cysts Treated Differently From Complex Ovarian Cysts Under Health Insurance
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Yes, benign ovarian cysts are treated differently from complex ovarian cysts under health insurance. The reason behind it is their medical risk profiles, different types of treatment requirements, and potential for complications.
What are Benign Ovarian Cysts and Complex Ovarian Cysts?
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Are Alternative AYUSH Treatments for Early-Stage Kidney Disease Reimbursable?
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Understanding AYUSH Therapies
AYUSH refers to traditional systems of care such as Ayurveda, Yoga, Unani, Siddha, and Homeopathy. Many people in India explore these options for early-stage kidney disease to support overall wellness, control symptoms, and improve quality of life. These...
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Does the Revised Moratorium Period Apply to Existing Policies?
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The revised moratorium period, as presented by the Insurance Regulatory and Development Authority, applies to all health insurance policies. This remains in accordance with the regulator's updated framework. The moratorium period, which has been reduced from eight years to five...
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Does the Chiranjeevi Yojana Cover Childbirth?
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Yes, the Cheeranjeevi Yojana covers childbirth. It was specifically introduced to support institutional deliveries among eligible families present in Rajasthan. The scheme allows pregnant women from economically weaker sections to avail maternity services. They can access quality healthcare facilities at...
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Advanced Therapies for Depression: Standard Policy Coverage Rules
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Insurance coverage for advanced depression therapies (like rTMS and Ketamine) strictly requires meeting "Treatment-Resistant Depression" (TRD) criteria. Policies mandate documentation of failed trials of at least two standard antidepressants and comprehensive psychotherapy before releasing funds.
Advanced Treatments for Treatment-Resistant Depression
For...
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How to convert corporate health insurance to individual?
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Health insurance is essential nowadays, whether private or corporate. However, many employees rely solely on their employer- provided corporate health cover until they switch jobs, and understand its benefits or importance. A corporate health insurance policy, also known as group...
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