Star Health Forum

Eligible medical expenses for reimbursement are healthcare costs that your health insurance policy covers after you submit the required documents and bills. These expenses usually include hospitalisation charges, diagnostic tests, prescribed medicines, pre- and post-hospitalisation costs, and other treatments mentioned...

The "best" mediclaim policy depends heavily on your grandparents' age, medical history, and existing healthcare needs. Since they fall under the senior citizen category, they are more likely to face medical issues and frequent hospital visits. So it's better to...

Unlimited health insurance can be good, especially if you have major pre-existing diseases or a critical family medical history. However, the term "unlimited" can sound like "unlimited financial protection". In most cases, it does not mean limitless coverage from the...

No, there is no charge for using a health insurance premium calculator. These are completely free, zero-cost online tools provided by insurance companies and aggregators. With the help of this calculator, you can easily estimate costs and compare plans with...

With digital healthcare now at our fingertips, tele-psychiatry and online counselling have become easy and convenient ways to get mental health support. You can talk to a qualified professional from the comfort of your home, saving both time and effort....

Understanding the care needs

Alzheimer’s is a progressive condition that often requires increasing support over time. In the early stages, families may manage care at home. As the disease advances, many patients need structured support such as assisted living or full-time...

Yes, a low deductible can be a good option in health insurance if you want to pay less from your own pocket during a medical claim. Since the deductible amount is lower, the insurance company starts covering eligible expenses sooner.

The...

Yes, a ₹1 crore health insurance plan can be useful. It is especially relevant for big families, people living in metro cities and those who want to cover cancer care, organ transplants, heart procedures and prolonged hospitalisation.

With healthcare costs increasing...

Polycystic Ovary Syndrome, commonly known as PCOS, is a hormonal condition that affects many women in India. When applying for a health insurance policy, applicants often wonder how insurers view this condition during medical underwriting.

What Does Pre-Existing Disease Mean?

A pre-existing...

No, there is no usual cooling-off period on the restoration benefit in health insurance. The activation and availability of the restoration benefit would vary depending on the insurer's policy terms and conditions. When the specified conditions are met, the insured...