Star Health Forum

Health insurance is not a luxury anymore. It is a must-have for everyone, especially with medical costs going up and health risks always around the corner. In India, the two main types of health insurance are employee health insurance, also...

For individuals with multiple dependants or those who have a growing family, acquiring individual health insurance plans for each member can be expensive. For them, opting for a family floater plan provides access to quality treatment at an affordable premium....

The health insurance premium is calculated based on several factors, such as age, health condition, and the coverage demanded. Calculating the premium helps assess the overall cost of health coverage and ensure the policy meets your budget and requirements.

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Everyone has financial dreams, like buying a house, saving for your children’s education, planning for retirement, or building an emergency fund. But a medical emergency can spoil these plans in no time. Just one hospital stay can cost lakhs of...

Hospitalisation often brings unexpected expenses that go beyond medical bills. Even with a regular health insurance plan, families may face costs like travel, meals, attendant charges, and loss of income during recovery. This is where hospital cash insurance plays a...

These days, having health insurance is a must. One of the most common ways employees get covered is through group health insurance. If you are curious about how it works and why companies provide it, this guide will help you...

Having employer health insurance is always a good benefit for working people. It takes care of your basic medical needs and helps you save money during emergencies. But if you depend only on your employer’s plan, you might miss out...

Health insurance is like a safety net for your money when you face sudden medical expenses. With hospital bills going up every year, having health insurance is not just a good idea, it is a must. But how does it...

Be it an accident or a chronic condition, hospitalisation due to a medical emergency can lead to a bill that can potentially drain your savings. Additionally, such emergency situations require immediate access to quality care, which may require you to...

Many people get confused about the difference between dental insurance and OPD (Outpatient Department) coverage in health insurance. Both help lower your medical expenses, but they cover different treatments and have different uses. Knowing the difference can help you pick...